10 Moss Rd, Sterling, VA 20165 Property Records

Loudoun County property record for 10 Moss Rd, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,604 sqft · built 1984
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$539,000 (Sep 2018)
Tax Bill$6,053 (2026)
Deeds & MortgagesSep 2020 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-37-9870-000

Property Details

APN / Parcel Number

Primary APN028-37-9870-000
Alternative APN
  • 64A3 1 145A

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,604 sqft Living Area
1st Floor Area1,148 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area400 sqft
PorchScreened Porch
Porch Area200 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address10 MOSS RD
CitySTERLING
StateVA
Zip20165-5670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE SEC.1-D LOT 145A 1911--1264
Legal SubdivisionCOUNTRYSIDE
Legal Block3
Legal Lot Number145A
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group3
Census Block3000
Census Tract611101

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 MOSS RD, STERLING, VA 20165-5670
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Sep 13, 2019Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Sep 7, 2018Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2018 · Amount on Record
Deed SaleSep 7, 2018 · Amount on Record
Deed Document Number201852723
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address10 MOSS RD, STERLING, VA 20165-5670
Document Number20200910080444
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 MOSS RD STERLING VA 201655670, STERLING, VA 20165-5670

Mortgage

Document Number20200910080444
DateSep 10, 2020
Instrument80444
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 9, 2050
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address10 MOSS RD, STERLING, VA 20165-5670
Document Number20190918055622
Instrument DateSep 13, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 MOSS RD STERLING VA 201655670, STERLING, VA 20165-5670

Mortgage

Document Number20190918055622
DateSep 18, 2019
Instrument55622
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2049
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateSep 7, 2018
Property Address10 MOSS RD, STERLING, VA 20165-5670
Document Number20180907052723
Instrument DateSep 4, 2018
Instrument52723
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$539.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 MOSS RD STERLING VA 201655670, STERLING, VA 20165-5670

Mortgage

Document Number20180907052724
DateSep 7, 2018
Instrument52724
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,053.00 (-5.58%)$752,000 (+2.63%) Land $263,000 Building $489,000$752,000 (+2.63%) Land $263,000 Building $489,000
2023$6,411.00$732,740 Land $263,000 Building $469,740$732,740 Land $263,000 Building $469,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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