Smith County property record for 10 Moss Bend Ln, Lancaster, TN 38569
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,688 sqft · built 2024 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 080090 02506 |
| Primary APN | 080090 02506 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,688 sqft Living Area |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,176 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 218,236 sqft (5.01 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 672 sqft |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 MOSS BEND LN |
|---|---|
| City | LANCASTER |
| State | TN |
| Zip | 38569-6230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:09 MAP REF:090 |
| Jurisdiction | SMITH TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 975400 |
Source: Smith County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10 MOSS BEND LN, LANCASTER, TN 38569-6230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Sep 24, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 0000411174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TN |
| Property Address | 10 MOSS BEND LN, LANCASTER, TN 38569-6230 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 MOSS BEND LN, LANCASTER, TN 38569-6230 |
| Document Number | 0000476566 |
|---|---|
| Date | Oct 11, 2024 |
| Book Page | 476/566 |
| Instrument | 24003011 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | 407 MAIN ST N, CARTHAGE, TN 37030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Sep 24, 2021 |
| Property Address | 10 MOSS BEND LN, LANCASTER, TN 38569-6230 |
| Document Number | 0000411174 |
| Book / Page | 411 / 174 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 21003497 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3499 BOMA COMMUNITY CENTER RD, BAXTER, TN 38544-4319 |
Source: Smith County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Smith County |
| Unified School District | Smith County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 | $85,575 (+1,350.42%) Land $5,900 Building $79,675 | |
| 2023 | $5,900 Land $5,900 | ||
| 2022 | $342,300 Land $23,600 Building $318,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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