10 Morningside Dr, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 10 Morningside Dr, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,025 sqft · built 1945
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2007)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`554289 90.18-2-55`

Property Details

APN / Parcel Number

Primary APN	`554289 90.18-2-55`
Alternative APN	`55428900108 020 040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	1,350 sqft
Upper Floors Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Basement
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10 MORNINGSIDE DR
City	OSSINING
State	NY
Zip	10562-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2017
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records · APN 554289 90.18-2-55

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 MORNINGSIDE DR, OSSINING, NY 10562-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2007 · Amount on Record
Deed Sale	Mar 21, 2007 · Amount on Record
Deed Document Number	2007470720424
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 MORNINGSIDE DR, OSSINING, NY 10562-4002
Document Number	0581283485
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 MORNINGSIDE DR OSSINING NY 105624002, OSSINING, NY 10562-4002

Mortgage

Document Number	0581283485
Date	May 08, 2018
Book Page	058128/003485

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$619,700 (+4.22%) Land $339,000 Building $280,700	$619,700 (+4.22%) Land $339,000 Building $280,700
2024	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$594,600 (+6.92%) Land $212,200 Building $382,400	$594,600 (+6.92%) Land $212,200 Building $382,400
2023		$556,100 Land $212,200 Building $343,900	$556,100 Land $212,200 Building $343,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 320 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.