10 Morgan Ln, Sumrall, MS 39482 Property Records

Covington County property record for 10 Morgan Ln, Sumrall, MS 39482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,322 sqft · built 2020
Lot Size	0.997 acres (43,426 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117036 01901`

Property Details

APN / Parcel Number

Primary APN	`117036 01901`
Alternative APN	`17020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,322 sqft Adjusted Area
1st Floor Area	1,910 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,426 sqft (0.997 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17020
Street Address	10 MORGAN LN
City	SUMRALL
State	MS
Zip	39482-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HAYDEN HILLS S/D B 0343 P 216A 07/21/2020
Legal Range	16W
Legal Township	06N
Legal Section	36
Legal Subdivision	HAYDEN HILLS
Legal Lot Number	1
Jurisdiction	COVINGTON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2048
Census Tract	950402

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 MORGAN LN, SUMRALL, MS 39482-4262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN
May 11, 2020	Deed of Trust, Mortgage CITIZENS BANK
Jul 21, 2020	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	10 MORGAN LN, SUMRALL, MS 39482-4262
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000779/100
Date	Jul 21, 2020
Book Page	779/100
Instrument	1064506

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	10 MORGAN LN, SUMRALL, MS 39482-4262
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00776/0409
Date	May 11, 2020
Book Page	0776/0409
Instrument	001063609

Lender

Name	CITIZENS BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Amount	Amount Recorded
Term	10 Months
Due	Mar 18, 2021

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Jul 21, 2020
Property Address	10 MORGAN LN, SUMRALL, MS 39482-4262
Document Number	00343/216A
Book / Page	343 / 216A
Instrument Date	Jul 14, 2020
Instrument	1064483
Transaction Type	Subdivision Related Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622A HIGHWAY 49, SEMINARY, MS 39479-4395

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 MORGAN LN, SUMRALL, MS 39482-4262

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (+8.48%) Disabled Person's exemption	$20,312 (-)
2024			$203,120 (-) Land $18,000 Building $185,120
2023		$20,312 (-)	$203,120 (-) Land $18,000 Building $185,120
2022	$1,522.00 (+1,669.77%) Disabled Person's exemption	$20,312	$203,120 Land $18,000 Building $185,120
2019	$86.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 89% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAMAR WATER ASSN #1 public/private · serves 18,491 people · EPA ID MS0370011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Windstream.

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