10 Moray Pl, Covington, GA 30014 Property Records

Newton County property record for 10 Moray Pl, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,452 sqft · built 2024
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on Record
Tax Bill	$8,425 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01010-00000-148-000`

Property Details

APN / Parcel Number

Primary APN	`01010-00000-148-000`
Alternative APNs	`0101 148` `32303`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	5,452 sqft Heated Area
Basement Area	2,463 sqft
Finished Basement	2,463 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.32 acres)
Garage Area	890 sqft
Porch	Slab
Deck Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32303
Street Address	10 MORAY PL
City	COVINGTON
State	GA
Zip	30014-8964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LT 150 LOCHWOLDE UN4
Legal Subdivision	LOCHWOLDE
Legal Lot Number	150
Legal Unit	4
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1010
Census Tract	100204

Owner

Source: Newton County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 MORAY PL, COVINGTON, GA 30014-8964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY BANK
May 1, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Mar 23, 2024	Quit Claim Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE
Oct 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage GROUNDFLOOR REAL ESTATE 1
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage GROUNDFLOOR REAL ESTATE 1
Mar 17, 2023	Warranty Deed, Transfer
Sep 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2024
Deed Sale	Mar 23, 2024
Prior Sale	Oct 20, 2023
Deed Document Number	20242992
Deed Book / Page	4602 / 402
Prior Transfer Date	Mar 22, 2024
Prior Transfer Doc	0046020402
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 24, 2026
Property Address	10 MORAY PL, COVINGTON, GA 30014-8964
Document Number	4843000296
Book / Page	4843 / 296
Instrument Date	Jun 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MORAY PL, COVINGTON, GA 30014-8964

Mortgage

Document Number	4843000296,
Date	Jun 24, 2026
Book Page	4843/296

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2057

Interest

Rate	6.51%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	May 1, 2026
Property Address	10 MORAY PL, COVINGTON, GA 30014-8964
Document Number	0048270000000378
Book / Page	4827 / 378
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MORAY PL, COVINGTON, GA 30014-8964

Mortgage

Document Number	4827000378,
Date	May 1, 2026
Book Page	4827/378

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 23, 2024
Property Address	10 MORAY PL, COVINGTON, GA 30014-8964
Document Number	0046020402
Book / Page	4602 / 402
Instrument Date	Mar 22, 2024
Instrument	D2024002992
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MORAY PL, COVINGTON, GA 30014-8964

Mortgage

Document Number	D2024002993
Date	Mar 23, 2024
Instrument	D2024002993

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10 MORAY PL, COVINGTON, GA 30014-8964
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SPRINGWATER WAY, LITHONIA, GA 30058-3528

Mortgage

Document Number	0045600000000344
Date	Oct 20, 2023
Book Page	0000004560/0000000344
Instrument	D2023012485

Lender

Name	GROUNDFLOOR REAL ESTATE 1

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2025

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 20, 2023
Property Address	10 MORAY PL, COVINGTON, GA 30014-8964
Document Number	0045600342
Book / Page	4560 / 342
Instrument Date	Aug 7, 2023
Instrument	D2023012484
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MORAY PL, COVINGTON, GA 30014-8964

Mortgage

Document Number	D2023012485
Date	Oct 20, 2023
Instrument	D2023012485

Lender

Name	GROUNDFLOOR REAL ESTATE 1

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jan 1, 2025

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 17, 2023
Property Address	10 MORAY PL, COVINGTON, GA 30014-8964
Document Number	0044890595
Book / Page	4489 / 595
Instrument Date	Mar 17, 2023
Instrument	2023-000993
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SPRINGWATER WAY, LITHONIA, GA 30058-3528

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 8, 2020
Property Address	10 MORAY PL, COVINGTON, GA 30014-8964
Document Number	0040660007
Book / Page	004066 / 000007
Instrument Date	Aug 28, 2020
Instrument	12584
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$46.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 MORAY PL COVINGTON GA 300148964, COVINGTON, GA 30014-8964

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,425.00 (+1,290.26%)	$331,080 (+1,082.43%) Land $32,000 Building $299,080	$827,700 (+1,082.43%) Land $80,000 Building $747,700
2023		$28,000 (+4%) Land $28,000	$70,000 (+4%) Land $70,000
2022	$606.00	$20,000 Land $20,000	$50,000 Land $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Moray Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures