10 Montgomery St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 10 Montgomery St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,244 sqft · built 1920
Lot Size0.056 acres (2,442 sqft)
Owner2 Individual Names on Record
Last Sale$132,500 (Oct 2024)
Tax Bill$2,690 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
APN212801 119.44-2-10

Property Details

APN / Parcel Number

Primary APN212801 119.44-2-10
Alternative APNs
  • 280111904400020100000000
  • 10252017

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,244 sqft Living Area
1st Floor Area724 sqft
2nd Floor Area520 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area2,442 sqft (0.056 acres)
Lot Dimensions66 ft deep x 35 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10252017
Street Address10 MONTGOMERY ST
CityILION
StateNY
Zip13357-1616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description10 MNTGMRY ST N R1 1G 37X90
Legal Block2
Legal Lot Number10.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group1
Census Block1028
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address298 LANSING ST, HERKIMER, NY 13350-1253
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
Jul 22, 2020Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Oct 25, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2024 · Amount on Record
Deed SaleOct 28, 2024 · Amount on Record
Prior SaleJul 22, 2020 · Amount on Record
Deed Document Number2024RP2024-4707
Prior Transfer DateSep 21, 2017
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address10 MONTGOMERY ST, ILION, NY 13357-1616
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20205717
DateDec 14, 2020
Instrument2020-5717
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateJul 22, 2020
Property Address10 MONTGOMERY ST, ILION, NY 13357-1616
Document Number0020202955
Instrument DateJul 15, 2020
Instrument2020-2955
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address274 OTSEGO ST, ILION, NY 13357-2525

Mortgage

Document Number0020202956
DateJul 22, 2020
Instrument2020-2956
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERKIMER NY
Recording DateOct 25, 2017
Property Address10 MONTGOMERY ST, ILION, NY 13357-1616
Document Number0000002017/0000005655
Book / Page0000002017 / 0000005655
Instrument DateSep 21, 2017
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 MONTGOMERY ST, ILION, NY 13357-1616

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,690.00 (-48.27%)$41,100 (-) Land $5,500 Building $35,600$76,966 (+3%) Land $10,300 Building $66,666
2023$41,100 Land $5,500 Building $35,600$74,727 Land $10,000 Building $64,727
2020$5,200.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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