10 Monterey Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 10 Monterey Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,450 sqft · built 1925
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2021)
Tax Bill	$5,333 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-012-00031`

Property Details

APN / Parcel Number

Primary APN	`36-012-00031`
Alternative APN	`WORC M:36 B:012 L:00031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,450 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	800 sqft
Attic	Attic
Attic Area	650 sqft
Basement Area	674 sqft
Unfinished Basement	674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	36-012-00031
Street Address	10 MONTEREY RD
City	WORCESTER
State	MA
Zip	01606-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	12
Legal Lot Number	31
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5022
Census Tract	730200

Owner

10 Monterey Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 MONTEREY RD, WORCESTER, MA 01606-2137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CENTRAL ONE FEDERAL CREDIT UNION
Jan 2, 2019	Quit Claim Deed, Transfer Quitclaim
May 30, 2018	Quit Claim Deed, Transfer PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Book / Page	65945 / 212
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 30, 2021
Property Address	10 MONTEREY RD, WORCESTER, MA 01606-2137
Document Number	65945-212
Book / Page	65945 / 212
Instrument Date	Aug 30, 2021
Instrument	121620
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 MONTEREY RD, WORCESTER, MA 01606-2137

Mortgage

Document Number	121621
Date	Aug 30, 2021
Instrument	121621

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 2, 2019
Property Address	10 MONTEREY RD, WORCESTER, MA 01606-2137
Document Number	59896-372
Book / Page	059896 / 000372
Instrument Date	Dec 21, 2018
Instrument	262
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MONTEREY RD WORCESTER MA 016062137, WORCESTER, MA 01606-2137

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 30, 2018
Property Address	10 MONTEREY RD, WORCESTER, MA 01606-2137
Document Number	58865-89
Book / Page	58865 / 89
Instrument	51689
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MONTEREY RD, WORCESTER, MA 01606-2137

Mortgage

Document Number	588650091
Date	May 30, 2018
Instrument	58865/0091

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Monterey Rd was $5,333, up 5.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,333.00 (+5.83%)	$401,600 (+5.13%) Land $113,300 Building $288,300	$451,766 (-3.58%)
2025	$5,039.00	$382,000 Land $107,900 Building $274,100	$468,540 (+3.61%)
2024			$452,200
2023	$4,649.00	$324,200 Land $93,800 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Monterey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Monterey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

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