10 Montclair Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 10 Montclair Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 1958
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Sep 2023)
Tax Bill	$11,878 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 00545-D-00013`

Property Details

APN / Parcel Number

Primary APN	`05 00545-D-00013`
Alternative APNs	`05-00545-04-00013-01` `0500545000D00013` `00014693`

Interior

Stories	1 Story
Building Area	2,200 sqft Living Area
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10 MONTCLAIR AVE
City	EDISON
State	NJ
Zip	08820-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	100X100
Legal Subdivision	TOWNSHIP/EDISON
Legal Block	545.4
Legal Lot Number	13.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3014
Census Tract	1413

Owner

10 Montclair Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 MONTCLAIR AVE, EDISON, NJ 08820-2039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Sep 22, 2023	Deed, Transfer · Conventional Mortgage GREENWAY MORTGAGE FUNDING CORP
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Document Number	202356442
Deed Book / Page	19305 / 1240
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	10 MONTCLAIR AVE, EDISON, NJ 08820-2039
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MONTCLAIR AVE, EDISON, NJ 08820-2039

Mortgage

Document Number	0000059253
Date	Sep 30, 2025
Book Page	19837/1
Instrument	2025059253

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 22, 2023
Property Address	10 MONTCLAIR AVE, EDISON, NJ 08820-2039
Document Number	0000056442
Book / Page	19305 / 1240
Instrument Date	Sep 6, 2023
Instrument	2023056442
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 GROVE AVE, EDISON, NJ 08820-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MONTCLAIR AVE, EDISON, NJ 08820-2039

Mortgage

Document Number	0000056443
Date	Sep 22, 2023
Instrument	2023056443

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	10 MONTCLAIR AVE, EDISON, NJ 08820-2039
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SINGLESOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123212
Date	Dec 3, 2020
Book Page	18159/802
Instrument	2020123212

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Montclair Ave was $11,878, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,600 (-) Land $112,000 Building $87,600	$199,600 (-) Land $112,000 Building $87,600
2025	$11,878.00 (+3.82%)	$199,600 Land $112,000 Building $87,600	$199,600 Land $112,000 Building $87,600
2024	$11,441.00
2023		$191,200 (-) Land $112,000 Building $79,200	$191,200 (-) Land $112,000 Building $79,200
2022	$10,907.00	$191,200 Land $112,000 Building $79,200	$191,200 Land $112,000 Building $79,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Montclair Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Montclair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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