10 Monroe St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 10 Monroe St, Schenectady, NY 12305

Property Summary

Property Type	Triplex
Details	4 bd · 4.5 ba · 2,288 sqft · built 1900
Lot Size	0.084 acres (3,648 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Dec 2025)
Tax Bill	$7,686 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.56-3-35`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-3-35`
Alternative APN	`150003905600030350000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Total Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,144 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	3,648 sqft (0.084 acres)
Lot Dimensions	96 ft deep x 38 ft wide
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 MONROE ST
City	SCHENECTADY
State	NY
Zip	12305-1076
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	35.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	267 SARATOGA RD, SCHENECTADY, NY 12302-4529
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Deed Document Number	202528597
Deed Book / Page	2161 / 903
Prior Transfer Date	Jan 31, 1998
Prior Transfer Doc	1531000807
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 5, 2025
Property Address	10 MONROE ST, SCHENECTADY, NY 12305-1076
Document Number	0000028597
Instrument Date	Nov 6, 2025
Instrument	202528597
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	SHAKER ABSTRACT & TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 MONROE ST, SCHENECTADY, NY 12305-1014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 SARATOGA RD, GLENVILLE, NY 12302-4529

Mortgage

Document Number	0000028598
Date	Dec 5, 2025
Instrument	202528598

Lender

Name	HAROLD B VEEDER REVOCABLE TRUST
Type	Private Party
Address	4590 DEL SOL BLVD S, SARASOTA, FL 34243

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,686.00 (+3.78%)
2025	$7,406.00 (+10.62%)	$103,000 (-) Land $15,500 Building $87,500	$170,558 (+13.35%) Land $25,666 Building $144,892
2024		$103,000 (-) Land $15,500 Building $87,500	$150,475 (+15.41%) Land $22,644 Building $127,831
2023		$103,000 (-) Land $15,500 Building $87,500	$130,380 (+3.8%) Land $19,620 Building $110,760
2022		$103,000 Land $15,500 Building $87,500	$125,610 Land $18,902 Building $106,708
2021	$6,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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