10 Monroe Ave, Shelby, OH 44875 Property Records

Richland County property record for 10 Monroe Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1945
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (May 1997)
Tax Bill	$841 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Nov 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-024-17-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-024-17-000`
Alternative APN	`07019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	60 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Patio Area	160 sqft
Canopy	160 sqft
Poultry House	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 MONROE AVE
City	SHELBY
State	OH
Zip	44875-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1495 SW PT 50 X 60 MONROE AVE 38
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	3
Census Block	3010
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5058 STETZER RD, BUCYRUS, OH 44820-8808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Nov 10, 2005	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 18, 2011	Deed of Trust, Mortgage · Line of Credit OHIO HOMEOWNER ASSISTANCE LLC
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 1997 · Amount on Record
Deed Sale	May 2, 1997 · Amount on Record
Prior Sale	Apr 7, 1994 · Amount on Record
Last Transfer Date	Jun 13, 2005
Transfer Doc	01539/0130
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	10 MONROE AVE, SHELBY, OH 44875-1622
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MONROE AVE, SHELBY, OH 44875-1622

Mortgage

Document Number	003025/241
Date	Mar 10, 2025
Book Page	3025/241
Instrument	202500002139

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	10 MONROE AVE, SHELBY, OH 44875-1622
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01585/0736
Date	Nov 10, 2005
Book Page	1585/0736
Instrument	200500021548

Lender

Name	US BANK NA
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2035

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	10 MONROE AVE, SHELBY, OH 44875-1622
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	TITLE FIRST NATIONAL OPS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02066/0395
Date	Jul 18, 2011
Book Page	2066/0395
Instrument	201100007672

Lender

Name	OHIO HOMEOWNER ASSISTANCE LLC
Type	Non-Lending Institution
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	78 Months
Due	Dec 31, 2017

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	10 MONROE AVE, SHELBY, OH 44875-1622
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02558/0619
Date	Jul 25, 2017
Book Page	2558/0619
Instrument	201700009284

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	10 MONROE AVE, SHELBY, OH 44875-1622
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700009284
Date	Jul 25, 2017
Book Page	2558/0619
Instrument	201700009284

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00 (+0.12%)	$22,580 (-) Land $3,520 Building $19,060
2024	$840.00 (-2.78%) Homeowner's exemption	$22,580 (-) Land $3,520 Building $19,060
2023	$864.00 (+19.67%) Homeowner's exemption	$22,580 (+33.45%) Land $3,520 Building $19,060	$64,510 (+33.42%) Land $10,060 Building $54,450
2022	$722.00 Homeowner's exemption	$16,920 Land $3,200 Building $13,720
2020			$48,350 Land $9,150 Building $39,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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