10 Miranda Cir, Saco, ME 04072 Property Records

York County and Saco City property record for 10 Miranda Cir, Saco, ME 04072

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,060 sqft · built 1988
Lot Size	0.117 acres (5,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Sep 2023)
Tax Bill	$3,432 (2025)
Deeds & Mortgages	Oct 2024 Refinance Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M2343R`

Property Details

APN / Parcel Number

Primary APN	`M2343R`
Alternative APNs	`SACO M:067 L:020 U:020-001` `M:067 L:020 U:020=001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,060 sqft Living Area
Gross Area	1,741 sqft
1st Floor Area	520 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,104 sqft (0.117 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	M2343R
Street Address	10 MIRANDA CIR
City	SACO
State	ME
Zip	04072-2435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MDR
Legal Subdivision	MIRANDA CIRCLE ASSOCIATION
Legal Lot Number	20
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1012
Census Tract	5302

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 MIRANDA CIR, SACO, ME 04072-2435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Sep 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Sep 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
Sep 18, 2018	Warranty Deed, Transfer H AND D TITLE AND CLOSING SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	202328879
Deed Book / Page	19311 / 797
Transfer Doc	0169960358
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	10 MIRANDA CIR, SACO, ME 04072-2435
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0195420001
Date	Oct 29, 2024
Book Page	19542/1
Instrument	2024036658

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 14, 2023
Property Address	10 MIRANDA CIR, SACO, ME 04072-2435
Document Number	0193110797
Book / Page	19311 / 797
Instrument Date	Sep 13, 2023
Instrument	2023028879
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	68 HORNE ST, DOVER, NH 03820-2628

Mortgage

Document Number	2023028880
Date	Sep 14, 2023
Instrument	2023028880

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 4, 2019
Property Address	10 MIRANDA CIR, SACO, ME 04072-2435
Document Number	0180370458
Book / Page	18037 / 458
Instrument Date	Sep 4, 2019
Instrument	2019037163
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 OAK RIDGE RD, BIDDEFORD, ME 04005-9728

Mortgage

Document Number	2019037164
Date	Sep 4, 2019
Instrument	2019037164

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 18, 2018
Property Address	10 MIRANDA CIR, SACO, ME 04072-2435
Document Number	0178030459
Book / Page	017803 / 000459
Instrument Date	Sep 14, 2018
Instrument	39401
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	H AND D TITLE AND CLOSING SERVICES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WILD ACRES DR BIDDEFORD ME 040059393, BIDDEFORD, ME 04005-9393

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,432.00 (-1.44%)	$241,700 (-2.46%) Land $102,000 Building $139,700
2024	$3,482.00 (+5.9%)	$247,800 (+38.13%) Land $102,000 Building $145,800	$273,600
2022	$3,288.00	$179,400 Land $77,700 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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