10 Miller Rd, Putnam Valley, NY 10579 Property Records

Putnam County and Putnam Valley Town property record for 10 Miller Rd, Putnam Valley, NY 10579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,606 sqft · built 1990
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Sep 2026)
Tax Bill	$23,569 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`372800 73.-2-3`

Property Details

APN / Parcel Number

Primary APN	`372800 73.-2-3`
Alternative APN	`280007300000020030000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,606 sqft Living Area
Gross Area	4,178 sqft
1st Floor Area	1,584 sqft
2nd Floor Area	1,422 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	45,302 sqft (1.04 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	10 MILLER RD
City	PUTNAM VALLEY
State	NY
Zip	10579-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PUTNAM VALLEY
Census Block Group	3
Census Block	3001
Census Tract	11000

Owner

10 Miller Rd is owned by an individual who bought it in September 2026.

Source: Putnam County and Putnam Valley Town records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	9 JEANNE DR, PUTNAM VALLEY, NY 10579-2813
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 11, 2026	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 27, 2018	Loan Modification, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Jul 6, 2005 · Amount on File
Deed Document Number	20265948
Deed Book / Page	2456 / 319
Prior Transfer Date	Jan 5, 2026
Prior Transfer Doc	0024320053
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 16, 2026
Property Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816
Document Number	0000005948
Book / Page	2456 / 319
Instrument Date	Sep 1, 2026
Instrument	20265948
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 JEANNE DR, PUTNAM VALLEY, NY 10579-2813

Mortgage

Document Number	0000005949,
Date	Sep 16, 2026
Book Page	8150/62
Instrument	20265949

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Feb 11, 2026
Property Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816
Document Number	0024320053
Book / Page	2432 / 53
Map Reference	MAP 2276
Instrument Date	Jan 5, 2026
Instrument	1041-2026
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816

Mortgage

Document Number	0074830224
Date	Oct 12, 2021
Book Page	7483/224
Instrument	11904-2021

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816

Mortgage

Document Number	0074830206
Date	Oct 12, 2021
Book Page	7483/206
Instrument	11903-2021

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816

Mortgage

Document Number	0071890001
Date	Nov 6, 2020
Book Page	7189/1
Instrument	9480-2020

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071880334
Date	Nov 6, 2020
Book Page	7188/334
Instrument	9479-2020

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2035

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM NY
Property Address	10 MILLER RD, PUTNAM VALLEY, NY 10579-2816
Document Number	0068840436
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 MILLER RD PUTNAM VALLEY NY 105792816, PUTNAM VALLEY, NY 10579-2816

Mortgage

Document Number	0068840436
Date	Jan 11, 2019
Book Page	006884/000436
Instrument	1600124

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Miller Rd was $23,569, up 3.8% from the year before.

Source: Putnam County and Putnam Valley Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Putnam Valley Town
Unified School District	Putnam Valley Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,569.00 (+3.8%)	$845,700 (-) Land $226,100 Building $619,600	$862,959 (+2.04%)
2024	$22,707.00	$845,700 (+7.06%) Land $226,100 Building $619,600	$845,700 (+7.06%) Land $226,100 Building $619,600
2023		$789,900 (+11.99%) Land $213,300 Building $576,600	$789,900 (+11.99%) Land $213,300 Building $576,600
2022		$705,300 Land $133,400 Building $571,900	$705,300 Land $133,400 Building $571,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Miller Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Miller Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

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