10 Mill Ter, Woburn, MA 01801 Property Records

Middlesex County and Woburn City property record for 10 Mill Ter, Woburn, MA 01801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1954
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Oct 2013)
Tax Bill	$5,987 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227027454136 0`

Property Details

APN / Parcel Number

Primary APN	`227027454136 0`
Alternative APN	`WOBU M:46 B:04 L:07 U:00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	1,402 sqft
Basement Area	350 sqft
Unfinished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	227027454136 0
Street Address	10 MILL TER
City	WOBURN
State	MA
Zip	01801-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	4
Legal Lot Number	7
Jurisdiction	WOBURN MA
Township / Civil Division	WOBURN
Census Block Group	1
Census Block	1014
Census Tract	333400

Owner

10 Mill Ter is owner-occupied and held in a trust since October 2013.

Source: Middlesex County and Woburn City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 MILL TER, WOBURN, MA 01801-3314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC
Apr 6, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
May 3, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2013 · Amount on File
Deed Sale	Oct 31, 2013 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Book / Page	1444 / 92
Transfer Doc	0001444-92
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOBURN MA
Property Address	10 MILL TER, WOBURN, MA 01801-3314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001934993
Date	Apr 6, 2023
Instrument	1934993

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	805 Months
Due	May 1, 2090

Interest

Rate Type	Adjustable Rate
Rate	7.21%
Type Change Date	May 1, 2023
Index	1-Year CMT

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOBURN MA
Property Address	10 MILL TER, WOBURN, MA 01801-3314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001934994
Date	Apr 6, 2023
Instrument	1934994

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount on Record
Term	805 Months
Due	May 1, 2090

Interest

Rate Type	Adjustable Rate
Rate	7.21%
Type Change Date	May 1, 2023
Index	1-Year CMT

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	May 3, 2023
Property Address	10 MILL TER, WOBURN, MA 01801-3314
Document Number	0001936430
Instrument Date	Apr 20, 2023
Instrument	1936430
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MILL TER, WOBURN, MA 01801-3314

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	Feb 1, 2023
Property Address	10 MILL TER, WOBURN, MA 01801-3314
Document Number	0001931623
Instrument Date	Jan 4, 2023
Instrument	1931623
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MILL TER, WOBURN, MA 01801-3314

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	Jan 24, 2023
Property Address	10 MILL TER, WOBURN, MA 01801-3314
Document Number	0001931127
Instrument Date	Oct 25, 2022
Instrument	1931127
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MILL TER, WOBURN, MA 01801-3314

Tax Assessment & Valuation

The 2025 property tax bill for 10 Mill Ter was $5,987, up 8.4% from the year before.

Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Woburn City
Unified School District	Woburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,987.00 (+8.42%)	$701,100 (+2.34%) Land $337,000 Building $364,100	$780,425 (+5.78%)
2024	$5,522.00 (-3.55%)	$685,100 (+4.1%) Land $321,000 Building $364,100	$737,770
2023	$5,725.00	$658,100 Land $291,900 Building $366,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Mill Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Mill Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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