Steuben County and Avoca Town property record for 10 Mill St, Avoca, NY 14809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,552 sqft · built 1860 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Nov 2025) |
| Tax Bill | $3,276 (2026) |
| Deeds & Mortgages | May 2023 Refinance Nov 2025 Sale & Mortgage + 2 more |
| APN | 0009310-000 |
| Primary APN | 0009310-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| 2nd Floor Area | 1,150 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 203 ft deep x 56.3 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0009310-000 |
|---|---|
| Street Address | 10 MILL ST |
| City | AVOCA |
| State | NY |
| Zip | 14809-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL ST ROOK ARMSTRONG SHULTS |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | AVOCA |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 961000 |
Source: Steuben County and Avoca Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 MILL ST, AVOCA, NY 14809-9611 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DES MOINES METRO CU |
| Nov 10, 2025 | Warranty Deed, Transfer CURTIS L JAMES |
| Apr 8, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DES MOINES METRO CU |
| Jul 16, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Apr 8, 2019 · Amount on File |
| Deed Book / Page | 3186 / 236 |
| Prior Transfer Date | Apr 2, 2019 |
| Prior Transfer Doc | 2760000350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10 MILL ST, AVOCA, NY 14809-9611 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004971/158 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 4971/158 |
| Name | DES MOINES METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Nov 10, 2025 |
| Property Address | 10 MILL ST, AVOCA, NY 14809-9611 |
| Document Number | 003186/236 |
| Book / Page | 3186 / 236 |
| Instrument Date | Nov 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 MILL ST, AVOCA, NY 14809-9611 |
| Document Number | 0005226152 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 5226/152 |
| Name | CURTIS L JAMES |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Apr 8, 2019 |
| Property Address | 10 MILL ST, AVOCA, NY 14809-9611 |
| Document Number | 002760/350 |
| Book / Page | 2760 / 350 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5438 COUNTY ROUTE 8, AVOCA, NY 14809-9755 |
| Document Number | 0004393209 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 4393/209 |
| Name | DES MOINES METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 16, 2018 |
| Property Address | 10 MILL ST, AVOCA, NY 14809-9611 |
| Document Number | 002719/127 |
| Book / Page | 2719 / 127 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 S SALINA ST, SYRACUSE, NY 13202-2405 |
Source: Steuben County and Avoca Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Avoca Village |
| County | Steuben County |
| County Subdivision | Avoca Town |
| Unified School District | Avoca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,276.00 (-0.76%) | ||
| 2025 | $3,301.00 (-17.56%) | $108,100 (-) Land $17,600 Building $90,500 | $112,604 (+4.17%) Land $18,333 Building $94,271 |
| 2024 | $4,004.00 (+106.07%) | $108,100 (+44.13%) Land $17,600 Building $90,500 | $108,100 (+22.51%) Land $17,600 Building $90,500 |
| 2023 | $75,000 (-) Land $11,400 Building $63,600 | $88,235 (+11.76%) Land $13,412 Building $74,823 | |
| 2022 | $75,000 Land $11,400 Building $63,600 | $78,947 Land $12,000 Building $66,947 | |
| 2021 | $1,943.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVOCA VILLAGE serves 970 people · EPA ID NY5001205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
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