10 Middle St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 10 Middle St, Waterville, ME 04901

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,796 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2022)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Dec 2022 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:048 B:184`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:048 B:184`
Alternative APN	`2659`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,796 sqft Living Area
Gross Area	3,239 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2659
Street Address	10 MIDDLE ST
City	WATERVILLE
State	ME
Zip	04901-5446
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	184
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	5
Census Block	5004
Census Tract	24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 SAWDUST ALY, TOWNSHEND, VT 05353-9735
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Warranty Deed, Transfer
Oct 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	202229514
Deed Book / Page	14650 / 50
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Dec 8, 2022
Property Address	10 MIDDLE ST, WATERVILLE, ME 04901-5446
Document Number	2022029514
Book / Page	14650 / 50
Instrument Date	Nov 30, 2022
Instrument	2022029514
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 SAWDUST ALY, TOWNSHEND, VT 05353-9735

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Oct 5, 2021
Property Address	10 MIDDLE ST, WATERVILLE, ME 04901-5446
Document Number	2021028828
Book / Page	14199 / 18
Instrument Date	Oct 4, 2021
Instrument	2021028828
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36 PAMS WAY, BAR HARBOR, ME 04609-7083

Mortgage

Document Number	0000028829
Date	Oct 5, 2021
Instrument	28829

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,281.00 (+5.77%)	$193,000 (+23.8%) Land $24,700 Building $168,300
2023	$3,102.00 (+47.22%)	$155,900 (+91.29%) Land $19,000 Building $136,900
2022	$2,107.00	$81,500 Land $14,300 Building $67,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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