10 Middle Rd, High Falls, NY 12440 Property Records

Ulster County and Rosendale Town property record for 10 Middle Rd, High Falls, NY 12440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,273 sqft · built 1958
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$105,005 (Nov 2016)
Tax Bill	$5,923 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514600 70.47-2-45`

Property Details

APN / Parcel Number

Primary APN	`514600 70.47-2-45`
Alternative APN	`134421.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,273 sqft Living Area
1st Floor Area	1,762 sqft
2nd Floor Area	511 sqft
Upper Floors Area	511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	322 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	134421.000
Street Address	10 MIDDLE RD
City	HIGH FALLS
State	NY
Zip	12440-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	HIGH FALLS PARK
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROSENDALE
Census Block Group	3
Census Block	3011
Census Tract	952800

Owner

Source: Ulster County and Rosendale Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 SOUTH RD, HIGH FALLS, NY 12440-5023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER FEDERAL CREDIT UNION
Apr 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2016 · Amount on Record
Deed Sale	Nov 7, 2016 · Amount on Record
Prior Sale	Dec 4, 2006 · Amount on Record
Deed Document Number	201615492
Deed Book / Page	6081 / 207
Prior Transfer Date	Apr 6, 1995
Prior Transfer Doc	2489000246
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	10 MIDDLE RD, HIGH FALLS, NY 12440-5013
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011528
Date	Oct 1, 2025
Book Page	13603/141
Instrument	2025-11528

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2031
Index	1-Year CMT

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	10 MIDDLE RD, HIGH FALLS, NY 12440-5013
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012492
Date	Nov 1, 2023
Book Page	13192/1
Instrument	2023-12492

Lender

Name	ULSTER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	10 MIDDLE RD, HIGH FALLS, NY 12440-5013
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006293
Date	Apr 7, 2022
Book Page	12794/118
Instrument	2022-6293

Lender

Name	ULSTER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Ulster County and Rosendale Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rosendale Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,923.00 (+156.63%)	$203,040 (-) Land $28,000 Building $175,040	$362,571 (+16.07%) Land $50,000 Building $312,571
2023		$203,040 (-) Land $28,000 Building $175,040	$312,369 (+13.85%) Land $43,077 Building $269,292
2022		$203,040 Land $28,000 Building $175,040	$274,378 Land $37,838 Building $236,540
2021	$2,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1987–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON VALLEY WATER CO #2 private · serves 225 people · EPA ID NY5503384
Water Source	Groundwater
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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