10 Michael St, Saint Paul, MN 55119 Property Records

Ramsey County property record for 10 Michael St, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 1967
Lot Size	0.198 acres (8,640 sqft)
Owner	2 Individual Names on File
Last Sale	$385,500 (Jul 2022)
Tax Bill	$5,472 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-14-0020`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-14-0020`
Alternative APNs	`8140179` `164809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,219 sqft
Basement Area	663 sqft
Finished Basement	663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Wood
Lot Area	8,640 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	164809
Street Address	10 MICHAEL ST
City	SAINT PAUL
State	MN
Zip	55119-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROTHSCHILD BATTLE CREEK HEIGHT LOT 19 BLK 1
Legal Range	22
Legal Township	28
Legal Section	02
Legal Subdivision	ROTHSCHILD BATTLE CREEK HEIGHT
Legal Block	1
Legal Lot Number	19
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	37403

Owner

10 Michael St is owned and occupied by two individuals who bought it in July 2022.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 MICHAEL ST, SAINT PAUL, MN 55119-4628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS CMRC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	20222735605
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 6, 2022
Property Address	10 MICHAEL ST, SAINT PAUL, MN 55119-4628
Document Number	0T02735605
Instrument Date	Jun 15, 2022
Instrument	T02735605
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 MICHAEL ST, SAINT PAUL, MN 55119-4628

Mortgage

Document Number	0T02735606
Date	Jul 6, 2022
Instrument	T02735606

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	10 MICHAEL ST, SAINT PAUL, MN 55119-4628
Document Number	0002680718
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MICHAEL ST ST PAUL MN 551194628, ST PAUL, MN 55119-4628

Mortgage

Document Number	0002680718
Date	Nov 12, 2020
Instrument	2680718

Lender

Name	PLAINS CMRC BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Michael St was $5,472 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,500 Land $39,400 Building $314,100	$353,500 Land $39,400 Building $314,100
2025	$5,472.00
2023	$4,990.00 Homeowner's exemption	$354,600 Land $39,400 Building $315,200	$354,600 Land $39,400 Building $315,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Michael St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Michael St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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