10 Michael Dr, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 10 Michael Dr, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,022 sqft · built 2013
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$487,000 (Jul 2023)
Tax Bill	$6,609 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0063 L:A-2.38`

Property Details

APN / Parcel Number

Primary APN	`M:0063 L:A-2.38`
Alternative APN	`RUTL M:63 B:A L:2.38`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
Gross Area	2,191 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 MICHAEL DR
City	RUTLAND
State	MA
Zip	01543-1790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	A
Legal Lot Number	2.38
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1022
Census Tract	721103

Owner

10 Michael Dr is owned and occupied by an individual who bought it in July 2023.

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 MICHAEL DR, RUTLAND, MA 01543-1790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 18, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 21, 2021	Quit Claim Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Book / Page	69398 / 379
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	10 MICHAEL DR, RUTLAND, MA 01543-1790
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072876-34
Date	Nov 24, 2025
Book Page	72876/34
Instrument	102793

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTLAND MA
Recording Date	Jul 18, 2023
Property Address	10 MICHAEL DR, RUTLAND, MA 01543-1790
Document Number	069398-379
Book / Page	69398 / 379
Instrument Date	Jul 18, 2023
Instrument	57574
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 MICHAEL DR, RUTLAND, MA 01543-1790

Mortgage

Document Number	0000057575
Date	Jul 18, 2023
Instrument	57575

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTLAND MA
Recording Date	May 21, 2021
Property Address	10 MICHAEL DR, RUTLAND, MA 01543-1790
Document Number	65225-179
Book / Page	65225 / 179
Instrument Date	May 21, 2021
Instrument	71188
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 MICHAEL DR, RUTLAND, MA 01543-1790

Mortgage

Document Number	71189
Date	May 21, 2021
Instrument	71189

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Michael Dr was $6,609, up 7.1% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,609.00 (+7.13%)	$464,100 (+11.56%) Land $131,500 Building $332,600	$524,115 (+14.87%)
2024	$6,169.00 (+21.29%)	$416,000 (+12.22%) Land $123,600 Building $292,400	$456,285
2023	$5,086.00	$370,700 Land $116,500 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Michael Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Michael Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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