10 Merganser Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 10 Merganser Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,252 sqft · built 2006
Lot Size	0.154 acres (6,692 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2010)
Tax Bill	$12,524 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`037-490-042-1`

Property Details

APN / Parcel Number

Primary APN	`037-490-042-1`
Alternative APN	`037-490-042`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,252 sqft Living Area
1st Floor Area	1,635 sqft
2nd Floor Area	1,617 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,692 sqft (0.154 acres)
Garage Type	Attached
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10 MERGANSER CT
City	OAKLEY
State	CA
Zip	94561-1687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8679 L152
Legal Subdivision	SUBDIVISION 8679
Legal Tract	8679
Legal Lot Number	152
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1013
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 MERGANSER CT, OAKLEY, CA 94561-1687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · SBA Mortgage HANMI BANK
Jun 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage OPEN BANK
Jan 16, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2010 · Amount on Record
Deed Sale	Jul 28, 2010 · Amount on Record
Prior Sale	Nov 15, 2006 · Amount on Record
Deed Document Number	2010151121
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 MERGANSER CT, OAKLEY, CA 94561-1687
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MERGANSER CT, OAKLEY, CA 94561-1687

Mortgage

Document Number	0000090287
Date	Sep 4, 2025
Instrument	2025- 090287

Lender

Name	HANMI BANK
Type	Bank
Address	3660 WILSHIRE BLVD STE 1100, LOS ANGELES, CA 90010

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 MERGANSER CT, OAKLEY, CA 94561-1687
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MERGANSER CT, OAKLEY, CA 94561-1687

Mortgage

Document Number	0000165090
Date	Jun 7, 2021
Instrument	2021-165090

Lender

Name	OPEN BANK
Type	Bank
Address	LOS ANGELES, CA 90017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 16, 2019
Property Address	10 MERGANSER CT, OAKLEY, CA 94561-1687
Document Number	0000006349
Instrument Date	Jan 11, 2019
Instrument	6349
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MERGANSER CT OAKLEY CA 945611687, OAKLEY, CA 94561-1687

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$648,556 (+2%) Land $125,158 Building $523,398
2025	$12,524.00 (+3.11%)	$635,840 (+4.04%) Land $122,704 Building $513,136
2023	$12,146.00 (+1.44%)	$611,152 Land $117,941 Building $493,211
2022	$11,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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