Buncombe County property record for 10 Memory Ln, Arden, NC 28704 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,464 sqft Living Area |
| Lot Size | 53,143 sqft (1.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2025) |
| Tax Bill | $1,681.00 (2024) |
| Primary APN | 750509-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,464 sqft Living Area |
| 1st Floor | 1,464 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modular Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 53,143 sqft (1.22 acres) |
| Deck Area | 204 sqft Deck |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 750509-2020-202 |
|---|---|
| Street Address | 10 MEMORY LN |
| City | ARDEN |
| State | NC |
| Zip | 28704-9715 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0224-0091 |
| Legal Subdivision | DICK MCCANLESS ETAL |
| Legal Tract | A |
| Legal Block | 3 |
| Legal Lot Number | A |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | AVERY CREEK |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 2303 |
Source: Buncombe County records · APN 750509-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 04, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 11, 2022 | Warranty Deed, Transfer |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Apr 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 13, 2017 | Intrafamily Transfer, Transfer · Building or Construction Mortgage HOMETRUST BANK |
| Jan 20, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2025 · Amount on Record |
| Deed Sale | Dec 04, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2022 · Amount on Record |
| Deed Doc Number | 2025 |
| Deed Book / Page | 6548 / 436 |
| Prior Transfer Date | Apr 17, 2019 |
| Prior Transfer Doc | 0057620997 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0063241501 |
|---|---|
| Date | Jun 06, 2023 |
| Book Page | 6324/1501 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 04, 2025 |
| Property Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0065480436 |
| Book / Page | 6548 / 436 |
| Map Reference | MB 224 PG 91 |
| Instrument Date | Nov 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 BROWN ARROW CIR, INMAN, SC 29349-8862 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0006548439 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 6548/439 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 5-Year CMT |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 11, 2022 |
| Property Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0061840495 |
| Book / Page | 6184 / 495 |
| Map Reference | MB 99 PG 146 |
| Instrument Date | Feb 09, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $810.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1491 PLEASANT GROVE CHURCH RD, 1491, HENDERSONVILLE, NC 28739-0334 |
| Name | Verified Name |
|---|---|
| Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0059551657 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10 MEMORY LN ARDEN NC 287049715, ARDEN, NC 28704-9715 |
| Document Number | 0059551657 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 005955/001657 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 22, 2019 |
| Property Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0057620997 |
| Book / Page | 005762 / 000997 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10 MEMORY LN ARDEN NC 287049715, ARDEN, NC 28704-9715 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 13, 2017 |
| Property Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0055891379 |
| Book / Page | 5589 / 1379 |
| Map Reference | MB 99 PG 146 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 31 KIMZEY CREEK DR, ARDEN, NC 28704-9638 |
| Document Number | 55891382 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 5589/1382 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.75% |
| Index | 52-Week T-Bill (1-Year) |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 20, 2017 |
| Property Address | 10 MEMORY LN, ARDEN, NC 28704-9715 |
| Document Number | 0055130090 |
| Book / Page | 005513 / 000090 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1491 PLEASANT GROVE CHURCH RD HENDERSONVILLE NC 287390334, HENDERSONVILLE, NC 28739-0334 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,760.00 (+4.7%) | $273,100 (-) Land $67,900 Building $205,200 | $273,100 (-) Land $67,900 Building $205,200 |
| 2024 | $1,681.00 (+3.32%) | ||
| 2023 | $1,627.00 | $273,100 | $273,100 (-) Land $67,900 Building $205,200 |
| 2021 | $273,100 Land $67,900 Building $205,200 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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