10 Melrose Ln, Suffield, CT 06078 Property Records

Suffield Town property record for 10 Melrose Ln, Suffield, CT 06078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,724 sqft · built 2003
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2022)
Tax Bill	$10,888 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R91480`

Property Details

APN / Parcel Number

Primary APN	`R91480`
Alternative APNs	`SUFF M:0051H B:00042 L:023-5` `M:0051H B:00042 L:00235`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	5,541 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	R91480
Street Address	10 MELROSE LN
City	SUFFIELD
State	CT
Zip	06078-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	42
Legal Lot Number	23-5
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	2
Census Block	2012
Census Tract	477101

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 MELROSE LN, SUFFIELD, CT 06078-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Mar 12, 2004 · Amount on Record
Deed Book / Page	573 / 157
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	10 MELROSE LN, SUFFIELD, CT 06078-1244
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00559-1176
Date	Apr 30, 2021
Book Page	559/1176
Instrument	2329130015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jun 22, 2022
Property Address	10 MELROSE LN, SUFFIELD, CT 06078-1244
Document Number	000573-157
Book / Page	573 / 157
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2370020010
Date	Jun 22, 2022
Instrument	2370020010

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,888.00	$465,080 (+44.67%) Land $100,730 Building $364,350	$325,556 Land $70,511 Building $255,045
2024	$10,888.00 (+18.37%)
2023	$9,198.00	$321,480 (-) Land $100,700 Building $220,780
2022	$9,198.00	$321,480 Land $100,700 Building $220,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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