10 McGrath Rd, Sagamore Beach, MA 02562 Property Records

Barnstable County and Bourne Town property record for 10 McGrath Rd, Sagamore Beach, MA 02562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,496 sqft · built 1984
Lot Size0.253 acres (11,021 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Dec 1998)
Tax Bill$4,293 (2025)
Deeds & MortgagesApr 2020 Refinance
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNBOUR M:4.1 P:23

Property Details

APN / Parcel Number

Primary APNBOUR M:4.1 P:23
Alternative APNs
  • M:004.1 P:023.00 D:03
  • 440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,496 sqft Living Area
Gross Area3,866 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,021 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number440
Street Address10 MCGRATH RD
CitySAGAMORE BEACH
StateMA
Zip02562-2551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
JurisdictionBOURNE MA
Township / Civil DivisionBOURNE
Census Block Group2
Census Block2002
Census Tract13800

Owner

10 McGrath Rd is owned and occupied by an individual who bought it in December 1998.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10 MCGRATH RD, SAGAMORE BEACH, MA 02562-2551
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Jun 22, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 1998 · Amount on File
Deed SaleDec 14, 1998 · Amount on File
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURNE MA
Property Address10 MCGRATH RD, SAGAMORE BEACH, MA 02562-2551
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32845-129
DateApr 22, 2020
Book Page32845/129
Instrument19043
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term481 Months
DueMay 1, 2060

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURNE MA
Property Address10 MCGRATH RD, SAGAMORE BEACH, MA 02562-2551
Document Number30620-211
Instrument DateJun 22, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30620-211
DateJul 11, 2017
Book Page030620/000211
Instrument34573
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 10, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 McGrath Rd was $4,293, up 2.3% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionBourne Town
Unified School DistrictBourne School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,293.00 (+2.26%)$549,700 (+5%) Land $197,400 Building $352,300$747,840
2024$4,198.00 (+2.82%)$523,500 (+12.97%) Land $188,000 Building $335,500
2023$4,083.00$463,400 Land $166,400 Building $297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 McGrath Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2005–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 McGrath Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH SAGAMORE WATER DISTRICT
serves 4,668 people · EPA ID MA4036002
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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