10 Marveline Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 10 Marveline Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1972
Lot Size	0.171 acres (7,440 sqft)
Owner	Company Name on File
Last Sale	$175,740 (Aug 2026)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`533490A000`

Property Details

APN / Parcel Number

Primary APN	`533490A000`
Alternative APN	`3-0115-4089-05-0008.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	533490A000
Street Address	10 MARVELINE DR
City	SAINT CHARLES
State	MO
Zip	63304-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	HARVEST AC #2 BLK 5 LOT 8
Legal Subdivision	HARVEST AC #2
Legal Block	5
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1002
Census Tract	311221

Owner

10 Marveline Dr is owned by a company that bought it in August 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	10 MARVELINE DR, SAINT CHARLES, MO 63304-5543
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Sep 29, 2021	Intrafamily Transfer, Transfer
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Mar 5, 2012 · Amount on File
Deed Document Number	202636421
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	2021R081416
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2026
Property Address	10 MARVELINE DR, SAINT CHARLES, MO 63304-5543
Document Number	0000036421
Instrument Date	Jul 28, 2026
Instrument	202636421
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000036422,
Date	Aug 3, 2026
Instrument	202636422

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 29, 2021
Property Address	10 MARVELINE DR, SAINT CHARLES, MO 63304-5543
Document Number	2021R081416
Instrument Date	Sep 29, 2021
Instrument	2021R-081416
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MARVELINE DR, SAINT CHARLES, MO 63304-5543

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 MARVELINE DR, SAINT CHARLES, MO 63304-5543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073210931
Date	Jun 16, 2020
Book Page	7321/931
Instrument	20200616000406580

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Marveline Dr was $3,628, up 8.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,171 (-)	$216,689 (-) Land $40,000 Building $176,689
2025	$3,628.00 (+8.2%)	$41,171	$216,689 Land $40,000 Building $176,689
2024	$3,353.00
2023		$36,269
2022			$190,889 Land $35,000 Building $155,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Marveline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	28 (1978–2025)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Jun 2025 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Marveline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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