Kent County property record for 10 Margate Cir, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,865 sqft · built 2015 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,500 (Jul 2015) |
| Tax Bill | $2,413 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-076.09-03-17.00-000 |
| Primary APN | 2-05-076.09-03-17.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,865 sqft Living Area |
| Basement Area | 734 sqft |
| Unfinished Basement | 734 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 124 ft deep x 47 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 99738 |
|---|---|
| Street Address | 10 MARGATE CIR |
| City | DOVER |
| State | DE |
| Zip | 19904-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM1 |
| Legal Description | VILLAGE OF WESTOVER PHASE VI LOT 381 10 MARGATE CIR |
| Legal Subdivision | VILLAGE OF WESTOVER PHASE VI |
| Legal Phase | 6 |
| Legal Lot Number | 381 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 41802 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 MARGATE CIR, DOVER, DE 19904-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2015 · Amount on Record |
| Deed Sale | Jul 14, 2015 · Amount on Record |
| Prior Sale | Dec 14, 2011 |
| Deed Document Number | 2015278346 |
| Deed Book / Page | 7707 / 74 |
| Prior Transfer Date | Dec 2, 2011 |
| Prior Transfer Doc | 0000200482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 10 MARGATE CIR, DOVER, DE 19904-5745 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 MARGATE CIR, DOVER, DE 19904-5745 |
| Document Number | 0000528449 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 13985/45 |
| Instrument | 2026-528449 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 10 MARGATE CIR, DOVER, DE 19904-5745 |
| Document Number | 0000323905 |
| Book / Page | 008737 / 000260 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 10 MARGATE CIR DOVER DE 199045745, DOVER, DE 19904-5745 |
| Document Number | 0000323905 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 008737/000260 |
| Instrument | 323905 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,413.00 (+5.83%) | $387,900 (+685.22%) Land $124,200 Building $263,700 |
| 2025 | $2,280.00 (+56.81%) | |
| 2023 | $1,454.00 | $49,400 Land $6,400 Building $43,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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