10 Maple St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 10 Maple St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1920
Lot Size	0.07 acres (3,062 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2026)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00074-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`21-00074-0000-00036`
Alternative APNs	`210007400036` `001636`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,062 sqft (0.07 acres)
Lot Dimensions	123 ft deep x 25 ft wide

Location & Zoning

Account Number	001636
Street Address	10 MAPLE ST
City	GARFIELD
State	NJ
Zip	07026-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	3063 SF
Legal Block	74
Legal Lot Number	36
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1003
Census Tract	21600

Owner

10 Maple St is owned and occupied by an individual who bought it in September 2026.

Source: Bergen County and Garfield City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10 MAPLE ST, GARFIELD, NJ 07026-3322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · Conventional Mortgage TD BANK
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Aug 21, 2013 · Amount on File
Deed Document Number	202662421
Deed Book / Page	5894 / 300
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 9, 2026
Property Address	10 MAPLE ST, GARFIELD, NJ 07026-3322
Document Number	0000062421
Book / Page	5894 / 300
Instrument Date	Aug 17, 2026
Instrument	202662421
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MAPLE ST, GARFIELD, NJ 07026-3322

Mortgage

Document Number	0000062422,
Date	Sep 9, 2026
Book Page	5894/306
Instrument	202662422

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	10 MAPLE ST, GARFIELD, NJ 07026-3322
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042281342
Date	Jun 22, 2021
Book Page	4228/1342
Instrument	2021100349

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 10 Maple St was $6,840, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,600 (-) Land $90,900 Building $105,700	$196,600 (-) Land $90,900 Building $105,700
2025	$6,840.00 (+4.25%)	$196,600 Land $90,900 Building $105,700	$196,600 Land $90,900 Building $105,700
2024	$6,561.00
2023		$196,600 Land $90,900 Building $105,700	$196,600 Land $90,900 Building $105,700
2022	$6,131.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2007–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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