10 Maple Dr, Fort Covington, NY 12937 Property Records

Franklin County and Fort Covington Town property record for 10 Maple Dr, Fort Covington, NY 12937

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1985
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$23,953 (May 2015)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Oct 2023 Refinance Feb 2019 Mortgage + 1 more
APN	`1-018-21.01`

Property Details

APN / Parcel Number

Primary APN	`1-018-21.01`
Alternative APNs	`420000601700010015000000` `164200 6.17-1-1.500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Canopy	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1-018-21.01
Street Address	10 MAPLE DR
City	FORT COVINGTON
State	NY
Zip	12937-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	FRANCIS FRANCIS STEVENS FRANCIS
Legal Block	1
Legal Lot Number	1.500
Jurisdiction	FRANKLIN NY
Township / Civil Division	FORT COVINGTON
Census Block Group	2
Census Block	2016
Census Tract	950200

Owner

Source: Franklin County and Fort Covington Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 MAPLE DR, FORT COVINGTON, NY 12937-1713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH COUNTRY SAVINGS BANK
Feb 8, 2019	Deed of Trust, Mortgage NORTH CNTY SVGS BK
May 31, 2018	Deed of Trust, Mortgage NORTH CNTRY SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2015 · Amount on Record
Deed Sale	May 6, 2015 · Amount on Record
Prior Sale	Apr 20, 2011 · Amount on Record
Deed Book / Page	2015 / 2001
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	10 MAPLE DR, FORT COVINGTON, NY 12937-1713
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004507
Date	Oct 4, 2023
Instrument	2023-4507

Lender

Name	NORTH COUNTRY SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	10 MAPLE DR, FORT COVINGTON, NY 12937-1713
Document Number	0000000641
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MAPLE DR FORT COVINGTON NY 129371713, FORT COVINGTON, NY 12937-1713

Mortgage

Document Number	0000000641
Date	Feb 13, 2019
Instrument	641

Lender

Name	NORTH CNTY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	10 MAPLE DR, FORT COVINGTON, NY 12937-1713
Document Number	0000002588
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	RESOLUTE ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MAPLE DR FORT COVINGTON NY 129371713, FORT COVINGTON, NY 12937-1713

Mortgage

Document Number	0000002588
Date	Jun 5, 2018
Instrument	2588

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

Source: Franklin County and Fort Covington Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Fort Covington Town
Unified School District	Salmon River Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (+66.28%)	$116,100 (-) Land $8,700 Building $107,400	$187,258 (+17.74%) Land $14,032 Building $173,226
2023		$116,100 (-) Land $8,700 Building $107,400	$159,041 (+5.48%) Land $11,918 Building $147,123
2022		$116,100 Land $8,700 Building $107,400	$150,779 Land $11,299 Building $139,480
2021	$1,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT COVINGTON WD serves 900 people · EPA ID NY1600007
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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