Albany County and Bethlehem Town property record for 10 Maple Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,373 sqft · built 1880 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,000 (May 2002) |
| Tax Bill | $7,358 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 86.09-5-47 |
| Primary APN | 012200 86.09-5-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,373 sqft Living Area |
| 1st Floor Area | 999 sqft |
| 2nd Floor Area | 999 sqft |
| Upper Floors Area | 350 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 71.4 ft wide |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08600900050470000000 |
|---|---|
| Street Address | 10 MAPLE AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | ELSMERE |
| Legal Block | 5 |
| Legal Lot Number | 47.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14203 |
Source: Albany County and Bethlehem Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 MAPLE AVE, DELMAR, NY 12054-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CFBANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2002 · Amount on Record |
| Deed Sale | May 23, 2002 · Amount on Record |
| Deed Book / Page | 2710 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 10 MAPLE AVE, DELMAR, NY 12054-2025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 10 MAPLE AVE, DELMAR, NY 12054-2025 |
| Document Number | 0000004141 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | R2022-24141 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.59% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 10 MAPLE AVE, DELMAR, NY 12054-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011185 |
|---|---|
| Date | May 23, 2018 |
| Instrument | R2018-11185 |
| Name | CFBANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 10 MAPLE AVE, DELMAR, NY 12054-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030024 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | R2020-30024 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 7, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,358.00 Homeowner's exemption | ||
| 2025 | $234,900 (-) Land $47,000 Building $187,900 | $367,031 (+17.19%) Land $73,437 Building $293,594 | |
| 2023 | $234,900 Land $47,000 Building $187,900 | $313,200 Land $62,667 Building $250,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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