Essex County and Bloomfield Township property record for 10 Main Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,544 sqft · built 1929 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,000 (Jul 2018) |
| Tax Bill | $11,130 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00913-0000-00039 |
| Primary APN | 02-00913-0000-00039 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,544 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Multi-Family |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Old Parcel Number | 020091300039 |
|---|---|
| Street Address | 10 MAIN TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 50 X 75 |
| Legal Block | 913 |
| Legal Lot Number | 39 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 15100 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Jul 11, 2018 | Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Prior Sale | Jun 25, 2014 |
| Deed Document Number | 201859513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021069767 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021069767 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 0000106548 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 MAIN TER BLOOMFIELD NJ 070034012, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 0000106548 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 106548 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 11, 2018 |
| Property Address | 10 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 0000059513 |
| Instrument Date | May 24, 2018 |
| Instrument | 59513 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 MAIN TER BLOOMFIELD NJ 070034012, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 59515 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 59515 |
| Name | RESIDENTIAL HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAMPTON, NJ 08827 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,000 (-) Land $130,400 Building $188,600 | $319,000 (-) Land $130,400 Building $188,600 | |
| 2025 | $11,130.00 (+2.87%) | $319,000 (-) Land $130,400 Building $188,600 | $319,000 (-) Land $130,400 Building $188,600 |
| 2024 | $10,820.00 (+5.93%) | ||
| 2023 | $319,000 Land $130,400 Building $188,600 | $319,000 Land $130,400 Building $188,600 | |
| 2022 | $10,214.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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