10 Main St, Montague, MA 01351 Property Records

Franklin County and Montague Town property record for 10 Main St, Montague, MA 01351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,859 sqft · built 2007
Lot Size	1.05 acres (45,782 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Jul 2007)
Tax Bill	$6,604 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage
APN	`MONT M:0043 B:0000 L:170`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0043 B:0000 L:170`
Alternative APN	`MTGU M:0043 B:0000 L:170`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,859 sqft Living Area
Gross Area	4,388 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,782 sqft (1.05 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	10 MAIN ST
City	MONTAGUE
State	MA
Zip	01351-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2A
Legal Lot Number	170
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	4
Census Block	4029
Census Tract	40702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montague Center Historic District listed 2001 · 178 contributing resources · NRIS 01001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Main St is owned and occupied by two individuals who bought it in July 2007.

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 MAIN ST, MONTAGUE, MA 01351-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage FRANKLIN CNTY REGIONA
Apr 10, 2024	Deed of Trust, Mortgage · ARM GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2007 · Amount on File
Deed Sale	Jul 16, 2007 · Amount on File
Prior Sale	Sep 29, 1994 · Amount on File
Deed Book / Page	5354 / 208
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	10 MAIN ST, MONTAGUE, MA 01351-8900
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008610-116
Date	Mar 6, 2026
Book Page	8610/116
Instrument	1766

Lender

Name	FRANKLIN CNTY REGIONA

Agreement

Amount	Amount on Record
Term	601 Months
Due	Apr 1, 2076

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	10 MAIN ST, MONTAGUE, MA 01351-8900
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008301-190
Date	Apr 10, 2024
Book Page	8301/190
Instrument	2930

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	May 1, 2034
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 10 Main St was $6,604, up 3.2% from the year before.

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,604.00 (+3.17%)	$434,200 (+6.5%) Land $113,000 Building $321,200	$449,712 (+8.47%)
2024	$6,401.00 (+3.48%)	$407,700 (+3.14%) Land $113,000 Building $294,700	$414,580
2023	$6,186.00	$395,300 Land $113,000 Building $282,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Main St; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTAGUE CENTER WATER DISTRICT serves 450 people · EPA ID MA1192003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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