10 Main St, Howland, ME 04448 Property Records

Penobscot County and Howland Town property record for 10 Main St, Howland, ME 04448

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Sep 2024)
Tax Bill$2,356 (2025)
Deeds & MortgagesJan 2026 Line of Credit
APNHOWL M:U01 L:105

Property Details

APN / Parcel Number

Primary APNHOWL M:U01 L:105
Alternative APN
  • 274

Exterior

Architectural StyleMulti-Family
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Account Number274
Street Address10 MAIN ST
CityHOWLAND
StateME
Zip04448-3712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number105
JurisdictionHOWLAND ME
Township / Civil DivisionHOWLAND
Census Block Group1
Census Block1085
Census Tract28500

Owner

Source: Penobscot County and Howland Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 588, HOWLAND, ME 04448-0588
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleJun 28, 2011
Deed Document Number202424055
Deed Book / Page17282 / 95
Last Transfer DateApr 29, 2025
Transfer Doc0174770133
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWLAND ME
Property Address10 MAIN ST, HOWLAND, ME 04448-3712
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0177610112
DateJan 20, 2026
Book Page17761/112
Instrument1271
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Howland Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionHowland Town
Unified School DistrictSchool Administrative District 31 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,356.00 (+24.92%)$114,910 (+27.93%) Land $17,270 Building $97,640
2024$1,886.00 (-4.8%)$89,820 (-) Land $13,470 Building $76,350
2023$1,981.00 (+24.75%)$89,820 (+38.57%) Land $13,470 Building $76,350
2022$1,588.00$64,820 Land $9,760 Building $55,060

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1987–2019)
Most Recent ClaimApr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWLAND WATER DEPARTMENT
serves 1,025 people · EPA ID ME0090710
Water SourcePurchased groundwater from LINCOLN WATER DISTRICT
Last State InspectionMar 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

Nearby Properties on Main St

Nearby Streets

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