Sumter County property record for 10 Lucky Ct, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,266 sqft · built 1987 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Aug 2021) |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-13-03-011 |
| Primary APN | 183-13-03-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Patio Area | 392 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 27 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 16982 |
|---|---|
| Old Parcel Number | 183 13 03 011 |
| Street Address | 10 LUCKY CT |
| City | SUMTER |
| State | SC |
| Zip | 29154-5384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9 |
| Legal Description | LOT 87 PB90-1103 0.48 AC PB90-1436 |
| Legal Subdivision | RAINBOW FALLS |
| Legal Lot Number | 87 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1703 |
10 Lucky Ct is owned and occupied by an individual who bought it in August 2021.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 LUCKY CT, SUMTER, SC 29154-5384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 20, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Jun 28, 2018 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Jun 28, 2018 · Amount on File |
| Deed Document Number | 0012893105 |
| Deed Book / Page | 1289 / 3105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 9, 2021 |
| Property Address | 10 LUCKY CT, SUMTER, SC 29154-5384 |
| Document Number | 0012893105 |
| Book / Page | 1289 / 3105 |
| Instrument Date | Aug 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 LUCKY CT, SUMTER, SC 29154-5384 |
| Document Number | 0012893109 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 1289/3109 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 10 LUCKY CT, SUMTER, SC 29154-5384 |
| Document Number | 0012655243 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10 LUCKY CT SUMTER SC 291545384, SUMTER, SC 29154-5384 |
| Document Number | 0012655243 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 001265/005243 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 28, 2018 |
| Property Address | 10 LUCKY CT, SUMTER, SC 29154-5384 |
| Document Number | 0012455059 |
| Book / Page | 1245 / 5059 |
| Map Reference | MBPB90 PG1436 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10 LUCKY CT, SUMTER, SC 29154-5384 |
| Document Number | 0012455063 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 1245/5063 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 10 Lucky Ct was $991.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $991.00 | $5,640 Land $600 Building $5,040 | $140,947 Land $15,000 Building $125,947 |
| 2023 | $5,640 (-) Land $600 Building $5,040 | $140,947 (-) Land $15,000 Building $125,947 | |
| 2022 | $974.00 | $5,640 Land $600 Building $5,040 | $140,947 Land $15,000 Building $125,947 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Lucky Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Lucky Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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