10 Lucca Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 10 Lucca Ave, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,649 sqft · built 2019
Lot Size	0.057 acres (2,484 sqft)
Owner	Trust Name on File
Last Sale	$829,000 (Jan 2019)
Tax Bill	$10,618 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`767-55-006`

Property Details

APN / Parcel Number

Primary APN	`767-55-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,649 sqft Living Area
1st Floor Area	701 sqft
2nd Floor Area	948 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,484 sqft (0.057 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 LUCCA AVE
City	MORGAN HILL
State	CA
Zip	95037-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CTR1
Legal Subdivision	TRACT NO 10406
Legal Tract	10406
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	512307

Owner

10 Lucca Ave is held in a trust since October 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	17115 ROSEMARY CIR, MORGAN HILL, CA 95037-4430
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2021	Intrafamily Transfer, Transfer LENNAR TITLE INC
Jul 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Deed Document Number	201924102114
Last Transfer Date	Oct 27, 2021
Transfer Doc	0025156520
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10 LUCCA AVE, MORGAN HILL, CA 95037-5930
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024422336
Date	Mar 5, 2020
Instrument	24422336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 5, 2021
Property Address	10 LUCCA AVE, MORGAN HILL, CA 95037-5930
Document Number	0025156518
Map Reference	MB 907 PG 47-50
Instrument Date	Oct 27, 2021
Instrument	25156518
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LUCCA AVE, MORGAN HILL, CA 95037-5930

Mortgage

Document Number	0025156519
Date	Nov 5, 2021
Instrument	25156519

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 5, 2021
Property Address	10 LUCCA AVE, MORGAN HILL, CA 95037-5930
Document Number	0025156520
Map Reference	MB 907 PG 47-50
Instrument Date	Oct 27, 2021
Instrument	25156520
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10 LUCCA AVE, MORGAN HILL, CA 95037-5930

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 1, 2020
Property Address	10 LUCCA AVE, MORGAN HILL, CA 95037-5930
Document Number	0024524514
Instrument Date	Jun 18, 2020
Instrument	24524514
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 LUCCA AVE MORGAN HILL CA 950375930, MORGAN HILL, CA 95037-5930

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 23, 2019
Property Address	10 LUCCA AVE, MORGAN HILL, CA 95037-5930
Document Number	0024102114
Instrument Date	Dec 18, 2018
Instrument	24102114
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$911.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LUCCA AVE MORGAN HILL CA 95037, MORGAN HILL, CA 95037

Mortgage

Document Number	24102115
Date	Jan 23, 2019
Instrument	24102115

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10 Lucca Ave was $10,618, up 1.9% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$942,737 (+2%) Land $512,020 Building $430,717
2025	$10,618.00 (+1.89%)	$924,253 Land $501,981 Building $422,272
2024	$10,421.00 (+1.3%)
2023	$10,287.00 (+1.7%)	$888,366 Land $482,490 Building $405,876
2022	$10,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Lucca Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Lucca Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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