Whatcom County property record for 10 Lost Fork Ln, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1988 |
| Lot Size | 0.14 acres (6,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (May 2026) |
| Tax Bill | $4,499 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2026 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370406-326166-0000 |
| Primary APN | 370406-326166-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,104 sqft (0.14 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 213 sqft |
| Storage Building | 50 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 30585 |
|---|---|
| Street Address | 10 LOST FORK LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 5 LOT 94 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 5 |
| Legal Block | 2 |
| Legal Lot Number | 94 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 809 |
10 Lost Fork Ln is owned and occupied by an individual who bought it in May 2026.
Source: Whatcom County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 27, 2026 | Quit Claim Deed, Transfer WHATCOM LAND TITLE |
| May 27, 2026 | Warranty Deed, Transfer · FHA Mortgage WHOLESALE MORTGAGE |
| Mar 30, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Jan 12, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage VERISTONE FUND I LLC VERISTONE FUND I LLC |
| Oct 11, 2017 | Grant Deed, Transfer WHATCOM LAND TITLE |
| Apr 18, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 13, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Mar 30, 2018 · Amount on File |
| Deed Document Number | 2026052155 |
| Prior Transfer Date | Jun 5, 2017 |
| Prior Transfer Doc | 0000601479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000301517 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022-0301517 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 27, 2026 |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Number | 0000002156 |
| Instrument Date | May 27, 2026 |
| Instrument | 20262156 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 27, 2026 |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Number | 0000002155 |
| Instrument Date | May 22, 2026 |
| Instrument | 20262155 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784,265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Number | 0000002157, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026052157 |
| Name | WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 30, 2018 |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Number | 2180303393 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 303393 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,389.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10 LOST FORK LN BELLINGHAM WA 982297800, BELLINGHAM, WA 98229-7800 |
| Document Number | 2180303394 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 303394 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 12, 2018 |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 101488 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 30, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4397 SUCIA DR FERNDALE WA 982489023, FERNDALE, WA 98248-9023 |
| Document Number | 2180101488 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 101488 |
| Name | VERISTONE FUND I LLC VERISTONE FUND I LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | KIRKLAND, WA 98033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 11, 2019 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 11, 2017 |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Number | 2171001217 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 1001217 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4397 SUCIA DR FERNDALE WA 982489023, FERNDALE, WA 98248-9023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 18, 2017 |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Number | 2170401723 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 401723 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 13, 2017 |
| Property Address | 10 LOST FORK LN, BELLINGHAM, WA 98229-7800 |
| Document Number | 2170601479 |
| Instrument Date | Mar 27, 2016 |
| Instrument | 601479 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 10 Lost Fork Ln was $4,499.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,499.00 | $490,580 Land $136,944 Building $353,636 | $490,580 Land $136,944 Building $353,636 |
| 2022 | $419,219 Land $117,024 Building $302,195 | $419,219 Land $117,024 Building $302,195 | |
| 2021 | $3,208.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Lost Fork Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Lost Fork Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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