10 Lorraine Dr, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 10 Lorraine Dr, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,279 sqft · built 2014
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Jan 2025)
Tax Bill	$6,307 (2025)
Deeds & Mortgages	Apr 2025 Sale Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:097 B:041-F`

Property Details

APN / Parcel Number

Primary APN	`M:097 B:041-F`
Alternative APNs	`YORK M:0097 B:0041-F` `009293` `9293`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,279 sqft Living Area
Gross Area	4,432 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9293
Street Address	10 LORRAINE DR
City	CAPE NEDDICK
State	ME
Zip	03902-7268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	RIVER XING CAPE NEDDICK
Legal Block	41-F
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4007
Census Tract	36002

Owner

10 Lorraine Dr is owned and occupied by two individuals who acquired it in April 2025.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 LORRAINE DR, CAPE NEDDICK, ME 03902-7268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed, Transfer
Jan 7, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Nov 12, 2024	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Prior Sale	Mar 4, 2014 · Amount on File
Deed Document Number	20252025000518
Deed Book / Page	19586 / 619
Last Transfer Date	Apr 21, 2025
Transfer Doc	0196410417
Record Updated	Oct 29, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK ME
Recording Date	Apr 22, 2025
Property Address	10 LORRAINE DR, CAPE NEDDICK, ME 03902-7268
Document Number	0196410417
Book / Page	19641 / 417
Instrument Date	Apr 21, 2025
Instrument	2025012030
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LORRAINE DR, CAPE NEDDICK, ME 03902-7268

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jan 7, 2025
Property Address	10 LORRAINE DR, CAPE NEDDICK, ME 03902-7268
Document Number	0195860619
Book / Page	19586 / 619
Instrument Date	Jan 6, 2025
Instrument	2025000518
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1346, OGUNQUIT, ME 03907-1346

Mortgage

Document Number	2025000519
Date	Jan 7, 2025
Instrument	2025000519

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YORK ME
Recording Date	Nov 12, 2024
Property Address	10 LORRAINE DR, CAPE NEDDICK, ME 03902-7268
Document Number	0195510279
Book / Page	19551 / 279
Instrument Date	Nov 11, 2024
Instrument	2024038287
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LORRAINE DR, CAPE NEDDICK, ME 03902-7268

Tax Assessment & Valuation

The 2025 property tax bill for 10 Lorraine Dr was $6,307, up 6% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,307.00 (+5.98%)	$764,500 (+7.9%) Land $231,100 Building $533,400
2024	$5,951.00 (-0.6%)	$708,500 (-) Land $231,100 Building $477,400
2023	$5,987.00 (+9.05%)	$708,500 (+10.34%) Land $231,100 Building $477,400
2022	$5,490.00	$642,100 Land $195,500 Building $446,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Lorraine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Lorraine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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