10 Locust St, Madison, NJ 07940 Property Records

Morris County and Madison Borough property record for 10 Locust St, Madison, NJ 07940

Property Summary

Property Type	Single Family Home
Details	1,844 sqft · built 1947
Lot Size	0.232 acres (10,102 sqft)
Owner	2 Individual Names on File
Last Sale	$1,599,000 (Jul 2025)
Tax Bill	$8,935 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
APN	`17-01002-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`17-01002-0000-00018`
Alternative APNs	`1700018000000043` `170100200018`

Interior

Stories	2 Stories
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Construction Type	Frame
Lot Area	10,102 sqft (0.232 acres)

Location & Zoning

Old Parcel Number	1700018000000043
Street Address	10 LOCUST ST
City	MADISON
State	NJ
Zip	07940-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	1002
Legal Lot Number	18
Jurisdiction	MORRIS NJ
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2001
Census Tract	43000

Owner

10 Locust St is owned and occupied by two individuals who bought it in July 2025.

Source: Morris County and Madison Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 LOCUST ST, MADISON, NJ 07940-1632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Apr 17, 2024 · Amount on File
Deed Document Number	202530595
Deed Book / Page	24956 / 1661
Prior Transfer Date	Mar 6, 1996
Prior Transfer Doc	0000020309
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 17, 2024
Property Address	10 LOCUST ST, MADISON, NJ 07940-1632
Document Number	0247370177
Book / Page	24737 / 177
Instrument Date	Mar 15, 2024
Instrument	2024013303
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 BOAT POINT DR, POINT PLEASANT BORO, NJ 08742-5222

Mortgage

Document Number	2024013304
Date	Apr 17, 2024
Instrument	2024013304

Lender

Name	BPS INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2025

Tax Assessment & Valuation

Source: Morris County and Madison Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Madison Borough
Unified School District	Madison Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,400 (+42.41%) Land $245,300 Building $352,100	$597,400 (+42.41%) Land $245,300 Building $352,100
2025		$419,500 Land $245,300 Building $174,200	$419,500 Land $245,300 Building $174,200
2024	$8,935.00
2023		$419,500 Land $245,300 Building $174,200	$419,500 Land $245,300 Building $174,200
2022	$8,616.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 10 Locust St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20