10 Locust Ln, Wellfleet, MA 02667 Property Records

Barnstable County and Wellfleet Town property record for 10 Locust Ln, Wellfleet, MA 02667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1975
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Trust Names on File
Last Sale	$683,000 (Nov 2018)
Tax Bill	$6,670 (2025)
Deeds & Mortgages	Jan 2024 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:014.0 B:0046 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`WELL M:014.0 B:0046 L:0000.0`
Alternative APNs	`WFLT M:014.0 B:0046 L:0000.0` `1072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	3,638 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1072
Street Address	10 LOCUST LN
City	WELLFLEET
State	MA
Zip	02667-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	46
Jurisdiction	WELLFLEET MA
Township / Civil Division	WELLFLEET
Census Block Group	2
Census Block	2048
Census Tract	10206

Owner

10 Locust Ln is owner-occupied and held in a trust since November 2018.

Source: Barnstable County and Wellfleet Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 LOCUST LN, WELLFLEET, MA 02667-7134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Nov 8, 2018	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Aug 9, 1985 · Amount on File
Deed Book / Page	31652 / 31
Transfer Doc	0031652-31
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	10 LOCUST LN, WELLFLEET, MA 02667-7134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036182-50
Date	Jan 17, 2024
Book Page	36182/50
Instrument	1932

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	10 LOCUST LN, WELLFLEET, MA 02667-7134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034133-192
Date	May 21, 2021
Book Page	34133/192
Instrument	34704

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLFLEET MA
Recording Date	Nov 8, 2018
Property Address	10 LOCUST LN, WELLFLEET, MA 02667-7134
Document Number	31652-31
Book / Page	31652 / 31
Instrument	55712
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	316520036
Date	Nov 8, 2018
Instrument	31652/0036

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10 Locust Ln was $6,670, up 7.2% from the year before.

Source: Barnstable County and Wellfleet Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Wellfleet Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Wellfleet School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,670.00 (+7.17%)	$938,100 (+2.94%) Land $367,800 Building $570,300	$1,105,230
2024	$6,224.00	$911,300 Land $350,200 Building $561,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Locust Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 units insured incl. 7 condo units
Nearby Flood Claims	14 (1978–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Locust Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures