10 Locust Ln, Chilmark, MA 02535 Property Records

Dukes County and Aquinnah Town property record for 10 Locust Ln, Chilmark, MA 02535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,196 sqft · built 2021
Lot Size	2.21 acres (96,268 sqft)
Owner	Trust Name on Record
Last Sale	$475,000 (Aug 2018)
Tax Bill	$14,233 (2026)
Deeds & Mortgages	Dec 2023 Transfer Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GAYH M:5 L:191.1`

Property Details

APN / Parcel Number

Primary APN	`GAYH M:5 L:191.1`
Alternative APN	`AQUI M:5 L:191.1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,196 sqft Living Area
Gross Area	5,868 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Victorian
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	96,268 sqft (2.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 LOCUST LN
City	CHILMARK
State	MA
Zip	02535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	191.1
Jurisdiction	AQUINNAH MA
Township / Civil Division	AQUINNAH
Census Block Group	5
Census Block	5019
Census Tract	200400

Owner

Source: Dukes County and Aquinnah Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	17 NEW CASTLE RD, ASHLAND, MA 01721-2248
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2018	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Deed Book / Page	1473 / 1093
Last Transfer Date	Dec 14, 2023
Transfer Doc	001671-708
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AQUINNAH MA
Recording Date	Dec 28, 2023
Property Address	10 LOCUST LN, CHILMARK, MA 02535
Document Number	001671-708
Book / Page	1671 / 708
Instrument Date	Dec 14, 2023
Instrument	6266
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 NEW CASTLE RD, ASHLAND, MA 01721-2248

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AQUINNAH MA
Recording Date	Aug 9, 2018
Property Address	10 LOCUST LN, AQUINNAH, MA 02535-1320
Document Number	1473-1093
Book / Page	1473 / 1093
Instrument	4441
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Tax	$22.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LOCUST LN, AQUINNAH, MA 02535-1320

Mortgage

Document Number	14740001
Date	Aug 9, 2018
Instrument	01474/0001

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Interest

Rate	3.75%
Max Rate At Change	90.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Dukes County and Aquinnah Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Aquinnah Town
Elementary School District	Up-Island Regional School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,233.00 (+1.63%)	$2,071,800 (-) Land $585,800 Building $1,486,000	$2,956,132
2025	$14,005.00 (+10.15%)	$2,071,800 (+4.29%) Land $585,800 Building $1,486,000
2024	$12,714.00 (+4.92%)	$1,986,600 (-) Land $568,400 Building $1,418,200
2023	$12,118.00	$1,986,600 Land $568,400 Building $1,418,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1991–2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ln

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