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10 Locust Dr, Belleville, IL 62223 Property Records

St. Clair County property record for 10 Locust Dr, Belleville, IL 62223

Property Summary

Property TypeSingle Family Home
Details2 ba · 616 sqft · built 1941
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesDec 2025 Mortgage
Aug 2021 Mortgage
APN07-01-0-206-037

Property Details

APN / Parcel Number

Primary APN07-01-0-206-037

Interior

Full Baths2 Baths
Stories1 Story
Building Area616 sqft Living Area
Basement Area1,084 sqft
Unfinished Basement1,084 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area41,818 sqft (0.96 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area304 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address10 LOCUST DR
CityBELLEVILLE
StateIL
Zip62223-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMODORE HEIGHTS 3RD ADD LOT/SEC-10 A02533761
Legal SubdivisionCOMMODORE ADD
Legal Block206
JurisdictionST CLAIR IL
Township / Civil DivisionSTOOKEY
Census Block Group1
Census Block1014
Census Tract501502

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10 LOCUST DR, BELLEVILLE, IL 62223-2114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Aug 11, 2021Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2024
Deed SaleApr 18, 2024
Prior SaleApr 18, 2017 · Amount on Record
Deed Document Number20242810959
Prior Transfer DateApr 12, 2024
Prior Transfer Doc0002810959
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address10 LOCUST DR, BELLEVILLE, IL 62223-2114
Transaction TypeMortgage
Record UpdatedJan 2, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02869036
DateDec 15, 2025
InstrumentA02869036
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address10 LOCUST DR, BELLEVILLE, IL 62223-2114
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02711989
DateAug 11, 2021
InstrumentA02711989
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate3.1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionStookey Township
Secondary School DistrictBelleville Township High School District 201 (09 - 12)
Elementary School DistrictHarmony Emge School District 175 (PK - 08)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$53,694 (+5.09%) Land $8,314 Building $45,380$161,082 (+5.09%) Land $24,942 Building $136,140
2024$51,091 (+22.82%) Land $8,338 Building $42,753$153,273 (+22.82%) Land $25,014 Building $128,259
2022$41,599 Land $6,789 Building $34,810$124,797 Land $20,367 Building $104,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims7 (1995–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms And Flooding, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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