10 Lloyd Ave, Florence, KY 41042 Property Records

Boone County property record for 10 Lloyd Ave, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,122 sqft · built 1937
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Jun 2025)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061.08-26-005.00`

Property Details

APN / Parcel Number

Primary APN	`061.08-26-005.00`
Alternative APN	`38632`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,122 sqft Finished Area
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	230 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 LLOYD AVE
City	FLORENCE
State	KY
Zip	41042-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 & PT 95 UTZ SUB (F3-8-5)
Legal Subdivision	UTZ SUB
Legal Tract	95
Legal Lot Number	94
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2007
Census Tract	70101

Owner

10 Lloyd Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Boone County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 LLOYD AVE, FLORENCE, KY 41042-1607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Special Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC
Nov 9, 2022	Intrafamily Transfer, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES
Jul 29, 2022	Fiduciary Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Dec 12, 2023 · Amount on File
Deed Document Number	20251142529
Deed Book / Page	1241 / 263
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	0D1197/510
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Dec 12, 2023
Property Address	10 LLOYD AVE, FLORENCE, KY 41042-1607
Document Number	00D1215/63
Book / Page	D1215 / 63
Instrument Date	Oct 12, 2023
Instrument	994516
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 RUSSELL ST, COVINGTON, KY 41011-3300

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Nov 9, 2022
Property Address	10 LLOYD AVE, FLORENCE, KY 41042-1607
Document Number	0D1197/510
Book / Page	D1197 / 510
Instrument Date	Aug 18, 2022
Instrument	905360
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 3500, DAYTON, OH 45414-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR, DAYTON, OH 45414-2696
Investor	Possibly a Property Investor

July 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BOONE KY
Recording Date	Jul 29, 2022
Property Address	10 LLOYD AVE, FLORENCE, KY 41042-1607
Document Number	0D1191/552
Book / Page	D1191 / 552
Map Reference	MB 1 PG 67
Instrument Date	Jul 26, 2022
Instrument	879315
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10 Lloyd Ave was $1,412.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00	$145,000 Land $15,000 Building $130,000
2024			$145,000 (+27.53%) Land $15,000 Building $130,000
2023	$1,147.00 (+135.04%)	$113,700 (+23.59%) Land $15,000 Building $98,700	$113,700 (+23.59%) Land $15,000 Building $98,700
2022	$488.00	$92,000 Land $15,000 Building $77,000	$92,000 Land $15,000 Building $77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Lloyd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Lloyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Lloyd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures