10 Little Cay Cir, Ormond Beach, FL 32176 Property Records

Volusia County property record for 10 Little Cay Cir, Ormond Beach, FL 32176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1986
Owner	Individual Name on File
Last Sale	$372,500 (Sep 2021)
Tax Bill	$6,571 (2025)
Deeds & Mortgages	Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3221-23-00-0230`

Property Details

APN / Parcel Number

Primary APN	`3221-23-00-0230`
Alternative APNs	`32132123000230` `4821571.0` `4821571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	55 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4821571.0
Old Parcel Number	32132123000230
Street Address	10 LITTLE CAY CIR
City	ORMOND BEACH
State	FL
Zip	32176-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 23 ISLAND 28 MB 40 PG 159 PER OR 2967 PG 0409 PER OR 6367 PGS 2243-2244 PER OR 6369 PG 0499 PER OR 6486 PG 1086 PER OR
Legal Range	32E
Legal Township	13S
Legal Section	21
Legal Subdivision	ISLAND
Legal Tract	23
Legal Lot Number	23
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	2
Census Block	2002
Census Tract	80202

Owner

Source: Volusia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3202 CREST RD, CINCINNATI, OH 45251-4263
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	2021-212637
Deed Book / Page	8113 / 4666
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 8, 2021
Property Address	10 LITTLE CAY CIR, ORMOND BEACH, FL 32176-2391
Document Number	0081134666
Book / Page	8113 / 4666
Map Reference	MB 40 PG 159
Instrument Date	Aug 24, 2021
Instrument	2021-212637
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Tax	$2,607.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 PINE AVE, EDGEWATER, MD 21037-4317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 CREST RD, CINCINNATI, OH 45251-4263

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,571.00 (+11.85%)	$330,987 (+7.47%) Land $162,000 Building $168,987	$330,987 (+7.47%) Land $162,000 Building $168,987
2023	$5,875.00 (+7.66%)	$307,991 (+10.59%) Land $86,720 Building $221,271	$307,991 (+10.59%) Land $86,720 Building $221,271
2022	$5,457.00	$278,495 Land $86,720 Building $191,775	$278,495 Land $86,720 Building $191,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 units insured incl. 123 condo units
Nearby Flood Claims	41 (1992–2022)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Frances, Sep 2004 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20