10 Lindsay Ter, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 10 Lindsay Ter, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,250 sqft · built 1967
Lot Size	0.54 acres (23,527 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,259 (2026)
Deeds & Mortgages	Sep 2020 Transfer Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-B B:0004 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-B B:0004 L:0010`
Alternative APNs	`M:012=B B:0004 L:0010` `5754006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	4,093 sqft
1st Floor Area	1,224 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,527 sqft (0.54 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5754006
Street Address	10 LINDSAY TER
City	SAUGUS
State	MA
Zip	01906-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2008
Census Tract	208401

Owner

10 Lindsay Ter is owner-occupied and held in a trust since September 2020.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 LINDSAY TER, SAUGUS, MA 01906-3163
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 3, 2020
Transfer Doc	38965-190
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 22, 2020
Property Address	10 LINDSAY TER, SAUGUS, MA 01906-3163
Document Number	38965-190
Book / Page	038965 / 000190
Instrument Date	Sep 3, 2020
Instrument	22003300
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	LINDSAY ST SAUGUS MA 01906, SAUGUS, MA 01906

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 13, 2018
Property Address	10 LINDSAY TER, SAUGUS, MA 01906-3163
Document Number	37214-377
Book / Page	037214 / 000377
Instrument Date	Dec 11, 2018
Instrument	1213001860
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 LINDSAY TER SAUGUS MA 019063163, SAUGUS, MA 01906-3163

Tax Assessment & Valuation

The 2026 property tax bill for 10 Lindsay Ter was $8,259, up 4.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,259.00 (+4.52%)	$792,600 (+7.12%) Land $436,400 Building $356,200	$797,238 (-11.14%)
2025	$7,902.00 (+3.02%)	$739,900 (+2.74%) Land $396,400 Building $343,500	$897,180
2024	$7,670.00 (+1.97%)	$720,200 (+7.81%) Land $381,300 Building $338,900
2023	$7,522.00	$668,000 Land $346,300 Building $321,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Lindsay Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Lindsay Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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