10 Libbie Ave, Richmond, VA 23226 Property Records

Richmond City property record for 10 Libbie Ave, Richmond, VA 23226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,568 sqft · built 1967
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jun 2024)
Tax Bill	$11,484 (2026)
Deeds & Mortgages	Nov 2021 Refinance Feb 2026 Mortgage + 4 more
APN	`W-021-0407-021`

Property Details

APN / Parcel Number

Primary APN	`W-021-0407-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,532 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	143 ft deep x 97 ft wide
Deck Area	515 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 LIBBIE AVE
City	RICHMOND
State	VA
Zip	23226-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 SINGLE
Legal Description	DAHLIA FARMS L11PTS1&12; 0097.00X0143.38 IRG0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2030
Census Tract	50500

Owner

10 Libbie Ave is owned and occupied by two individuals who bought it in June 2024.

Source: Richmond City records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 13, 2021	Intrafamily Transfer, Transfer
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on File
Deed Sale	Jun 11, 2024 · Amount on File
Prior Sale	Jul 29, 2019 · Amount on File
Deed Document Number	20249194
Prior Transfer Date	Apr 7, 2021
Prior Transfer Doc	0000010381
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032952
Date	Nov 18, 2021
Instrument	210032952

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313

Mortgage

Document Number	0000002441
Date	Feb 11, 2026
Instrument	260002441

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015160
Date	Jul 29, 2019
Instrument	190015160

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010148
Date	May 28, 2019
Instrument	190010148

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHMOND CITY VA
Recording Date	Apr 13, 2021
Property Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313
Document Number	10381
Instrument Date	Apr 7, 2021
Instrument	210010381
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	10 LIBBIE AVE, RICHMOND, VA 23226-2313
Document Number	0000016362
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016362
Date	Aug 7, 2017
Instrument	16362

Lender

Name	UNION BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Libbie Ave was $11,484, up 10.4% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,484.00 (+10.38%)	$957,000 Land $245,000 Building $712,000	$957,000 Land $245,000 Building $712,000
2025	$10,404.00
2024		$780,000 Land $221,000 Building $559,000
2023			$780,000 Land $221,000 Building $559,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Libbie Ave; there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1989–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Libbie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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