10 Laurel St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 10 Laurel St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,379 sqft · built 1961
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Feb 2017)
Tax Bill	$5,766 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:021 L:285 S:089`

Property Details

APN / Parcel Number

Primary APN	`B:021 L:285 S:089`
Alternative APN	`LYNN M:021 B:285 L:089`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,379 sqft Living Area
Gross Area	2,776 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 LAUREL ST
City	LYNN
State	MA
Zip	01905-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	285
Legal Lot Number	89
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	205800

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 LAUREL ST, LYNN, MA 01905-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 7, 2017	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Prior Sale	Jul 18, 2016 · Amount on Record
Deed Book / Page	35667 / 283
Transfer Doc	035667-283
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 LAUREL ST, LYNN, MA 01905-2041
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040251-192
Date	Sep 7, 2021
Book Page	40251/192
Instrument	20210907001320

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 LAUREL ST, LYNN, MA 01905-2041
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40251-192
Date	Sep 7, 2021
Book Page	40251/192
Instrument	20210907001320

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 LAUREL ST, LYNN, MA 01905-2041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38988-458
Date	Sep 28, 2020
Book Page	38988/458
Instrument	20200928004990

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Feb 7, 2017
Property Address	10 LAUREL ST, LYNN, MA 01905-2041
Document Number	35667-283
Book / Page	035667 / 000283
Instrument Date	Feb 7, 2017
Instrument	1702070408
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,527.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAUREL ST LYNN MA 019052041, LYNN, MA 01905-2041

Mortgage

Document Number	35667-285
Date	Feb 7, 2017
Book Page	035667/000285
Instrument	1702070409

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,766.00 (+6.4%)	$556,600 (+8.16%) Land $191,300 Building $365,300	$510,530
2024	$5,419.00 (-1.44%)	$514,600 (+4.36%) Land $177,900 Building $336,700
2023	$5,498.00	$493,100 Land $196,700 Building $296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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