10 Laurel St, Greenfield, MA 01301 Property Records

Franklin County and Greenfield City property record for 10 Laurel St, Greenfield, MA 01301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,272 sqft · built 1900
Lot Size	0.176 acres (7,658 sqft)
Owner	2 Individual Names on File
Last Sale	$298,500 (Nov 2025)
Tax Bill	$4,223 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2017 Mortgage
APN	`GREE M:0034 B:0009 L:0`

Property Details

APN / Parcel Number

Primary APN	`GREE M:0034 B:0009 L:0`
Alternative APN	`GRFL M:0034 B:0009 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	2,175 sqft
Basement Area	658 sqft
Unfinished Basement	658 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,658 sqft (0.176 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	10 LAUREL ST
City	GREENFIELD
State	MA
Zip	01301-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	9
Jurisdiction	GREENFIELD MA
Township / Civil Division	GREENFIELD
Census Block Group	2
Census Block	2008
Census Tract	41400

Owner

10 Laurel St is owned and occupied by two individuals who bought it in November 2025.

Source: Franklin County and Greenfield City records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 LAUREL ST, GREENFIELD, MA 01301-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GREENFIELD COOPERATIVE BANK
Jun 12, 2017	Deed of Trust, Mortgage CENTRAL ONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Jul 7, 2005 · Amount on File
Deed Document Number	202510287
Deed Book / Page	8563 / 195
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENFIELD MA
Recording Date	Nov 10, 2025
Property Address	10 LAUREL ST, GREENFIELD, MA 01301-3107
Document Number	008563-195
Book / Page	8563 / 195
Instrument Date	Nov 10, 2025
Instrument	202500010287
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 LAUREL ST, GREENFIELD, MA 01301-3107

Mortgage

Document Number	0000010288
Date	Nov 10, 2025
Instrument	10288

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Dec 1, 2035
Index	1-Year CMT
Margin	3

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENFIELD MA
Property Address	10 LAUREL ST, GREENFIELD, MA 01301-3107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7044-185
Date	Jun 12, 2017
Book Page	7044/185
Instrument	5902

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	144 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 10 Laurel St was $4,223.

Source: Franklin County and Greenfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
Municipality	Greenfield City
Unified School District	Greenfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,223.00	$215,900 Land $61,200 Building $154,700
2023	$3,863.00	$196,600 Land $55,500 Building $141,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 10 Laurel St; there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1984–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD WATER DEPARTMENT serves 17,768 people · EPA ID MA1114000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenfield Community Energy & Technology, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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