10 Laurel Loop, Asheville, NC 28806 Property Records

Buncombe County property record for 10 Laurel Loop, Asheville, NC 28806

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,206 sqft · built 2021
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`9628-97-6886-00000`

Property Details

APN / Parcel Number

Primary APN	`9628-97-6886-00000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,206 sqft Living Area
Basement Area	1,206 sqft
Finished Basement	1,206 sqft

Exterior

Year Built	Built 2021
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Porch	Open Porch
Porch Area	74 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10 LAUREL LOOP
City	ASHEVILLE
State	NC
Zip	28806-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:03/10/2017 DEED
Legal Description	DEED DATE:03/10/2017 DEED:5527-1982 LOT:4 PLAT:0172-0013
Legal Subdivision	FRANCES ALBERTSON
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	108 BELL RD, ASHEVILLE, NC 28805-1522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Jul 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2025
Deed Sale	Jul 14, 2025
Prior Sale	Apr 2, 2025 · Amount on Record
Deed Document Number	0006508209
Deed Book / Page	6508 / 209
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	10 LAUREL LOOP, ASHEVILLE, NC 28806-2716
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057931615
Date	Jul 26, 2019
Book Page	5793/1615

Lender

Name	COGENT BANK
Type	Bank
Address	ASHEVILLE, NC 28803

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 6, 2021
Property Address	10 LAUREL LOOP, ASHEVILLE, NC 28806-2716
Document Number	0060891453
Book / Page	6089 / 1453
Map Reference	MB 172 PG 13
Instrument Date	Jul 6, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 FAIRWAY FALLS RD, MILLS RIVER, NC 28759-3174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROUND ROBIN LN, MILLS RIVER, NC 28759-3175

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,490.00 (+13.79%)	$304,600 (-)
2023	$3,067.00	$304,600	$304,600 (-) Land $42,200 Building $262,400
2021			$304,600 Land $42,200 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Riverwave Broadband.

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