10 Laran Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 10 Laran Rd, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,020 sqft · built 1968
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Mar 2020)
Tax Bill	$2,454 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`423-194`

Property Details

APN / Parcel Number

Primary APN	`423-194`
Alternative APNs	`458456000` `004998`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	458456000
Street Address	10 LARAN RD
City	JACKSONVILLE
State	NC
Zip	28540-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L5 S1 BC HOUSTON HEIGHTS
Legal Subdivision	HOUSTON HEIGHTS SEC 1
Legal Block	C
Legal Lot Number	5
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	1700

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 LARAN RD, JACKSONVILLE, NC 28540-5724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2021	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Mar 6, 2020	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Sep 18, 2014 · Amount on Record
Deed Book / Page	5120 / 728
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	10 LARAN RD, JACKSONVILLE, NC 28540-5724
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LARAN RD, JACKSONVILLE, NC 28540-5724

Mortgage

Document Number	0060820763
Date	Jan 8, 2024
Book Page	6082/763

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	10 LARAN RD, JACKSONVILLE, NC 28540-5724
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LARAN RD, JACKSONVILLE, NC 28540-5724

Mortgage

Document Number	0058770109
Date	Nov 28, 2022
Book Page	5877/109

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Adjustable	Adjustable Rate Rider

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	10 LARAN RD, JACKSONVILLE, NC 28540-5724
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055910628
Date	Oct 11, 2021
Book Page	5591/628

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Amount	Amount Recorded
Term	343 Months
Due	May 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 6, 2020
Property Address	10 LARAN RD, JACKSONVILLE, NC 28540-5724
Document Number	0051200728
Book / Page	5120 / 728
Map Reference	MB 9 PG 26
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 CLOUD PEAK LN, 2405, ROUND ROCK, TX 78681-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TARAN ROAD, JACKSONVILLE, NC 28540

Mortgage

Document Number	0005120731
Date	Mar 6, 2020
Instrument	5120/731

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,454.00 (+2.38%)	$266,374 (+39.45%) Land $60,000 Building $206,374	$266,374 (+39.45%) Land $60,000 Building $206,374
2023	$2,397.00	$191,018 Land $32,000 Building $159,018	$191,018 Land $32,000 Building $159,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1996–2023)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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