Bergen County and Cresskill Borough property record for 10 Lambs Ln, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,906 sqft · built 1990 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Oct 1999) |
| Tax Bill | $41,087 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00090-01-00010 |
| Primary APN | 08-00090-01-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,906 sqft Living Area |
| 1st Floor Area | 3,906 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 51,401 sqft (1.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 126700 |
|---|---|
| Street Address | 10 LAMBS LN |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.18AC |
| Legal Block | 90.01 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 8001 |
10 Lambs Ln is owned and occupied by two individuals who bought it in October 1999.
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 LAMBS LN, CRESSKILL, NJ 07626-2250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST REPUBLIC BANK |
| Dec 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Oct 16, 2017 | Deed of Trust, Mortgage FIRST REPUBLIC BK |
| Aug 18, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 1999 · Amount on File |
| Deed Sale | Oct 29, 1999 · Amount on File |
| Deed Document Number | 1999180843 |
| Deed Book / Page | 8220 / 800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 LAMBS LN, CRESSKILL, NJ 07626-2250 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048611635 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 4861/1635 |
| Instrument | 2022108009 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 LAMBS LN, CRESSKILL, NJ 07626-2250 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 LAMBS LN, CRESSKILL, NJ 07626-2250 |
| Document Number | 0040190291 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 4019/291 |
| Instrument | 2021037994 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 LAMBS LN, CRESSKILL, NJ 07626-2250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034440423 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 3444/423 |
| Instrument | 19-088881 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 LAMBS LN, CRESSKILL, NJ 07626-2250 |
| Document Number | 0027790007 |
| Book / Page | 002779 / 000007 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Title Company | BETA ABSTRACT/NJ LLC |
| Name | Verified Name |
|---|---|
| Address | 10 LAMBS LN CRESSKILL NJ 076262250, CRESSKILL, NJ 07626-2250 |
| Document Number | 0027790007 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 002779/000007 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2017 |
| Property Address | 10 LAMBS LN, CRESSKILL, NJ 07626-2250 |
| Document Number | 0027000696 |
| Book / Page | 002700 / 000696 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 10 Lambs Ln was $41,087, up 3.6% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,947,300 (+7.54%) Land $750,800 Building $1,196,500 | $1,947,300 (+7.54%) Land $750,800 Building $1,196,500 | |
| 2025 | $41,087.00 (+3.6%) | $1,810,800 Land $674,400 Building $1,136,400 | $1,810,800 Land $674,400 Building $1,136,400 |
| 2024 | $39,658.00 | ||
| 2023 | $1,662,800 Land $596,900 Building $1,065,900 | $1,662,800 Land $596,900 Building $1,065,900 | |
| 2022 | $38,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Lambs Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Lambs Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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