10 Lambert Hills, Festus, MO 63028 Property Records

Jefferson County property record for 10 Lambert Hills, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 912 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Oct 2018)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109.031.03001012`

Property Details

APN / Parcel Number

Primary APN	`109.031.03001012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	912 sqft Living Area
Gross Area	1,368 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	456 sqft
Deck Area	Deck Area
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10 LAMBERT HLS
City	FESTUS
State	MO
Zip	63028-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	LAMBERT HILLS LOT 10
Legal Range	6E
Legal Township	41N
Legal Section	31
Legal Subdivision	LAMBERT HILLS
Legal Block	2
Legal Lot Number	10
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2016
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 LAMBERT HLS, FESTUS, MO 63028-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage NEW DAY FIN'L
Oct 30, 2018	Quit Claim Deed, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Feb 21, 2012 · Amount on Record
Deed Document Number	201833204
Prior Transfer Date	Aug 7, 2001
Prior Transfer Doc	1107000073
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	10 LAMBERT HLS, FESTUS, MO 63028-1135
Document Number	0000000646
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 LAMBERT HLS FESTUS MO 630281135, FESTUS, MO 63028-1135

Mortgage

Document Number	0000000646
Date	Jan 6, 2021
Instrument	646

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 30, 2018
Property Address	10 LAMBERT HLS, FESTUS, MO 63028-1135
Document Number	0000033204
Instrument Date	Oct 29, 2018
Instrument	33204
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 LAMBERT HLS FESTUS MO 630281135, FESTUS, MO 63028-1135

Mortgage

Document Number	33205
Date	Oct 30, 2018
Instrument	33205

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,500 (-) Land $1,800 Building $20,700	$118,600 (-) Land $9,400 Building $109,200
2025	$1,172.00 (+0.09%)	$22,500 (+8.7%) Land $1,800 Building $20,700	$118,600 (-) Land $9,400 Building $109,200
2024	$1,171.00 (+0.43%)		$118,600 (+8.81%) Land $9,400 Building $109,200
2023	$1,166.00	$20,700 Land $1,800 Building $18,900	$109,000 Land $9,400 Building $99,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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