10 Lakes Dr, Midland, TX 79705 Property Records

Midland County property record for 10 Lakes Dr, Midland, TX 79705

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,265 sqft · built 1991
Lot Size	0.535 acres (23,305 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,376 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2022 Mortgage + 1 more
APN	`R000042106`

Property Details

APN / Parcel Number

Primary APN	`R000042106`
Alternative APNs	`00077550.001.0101` `775500010101`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	5,265 sqft Living Area
1st Floor Area	3,969 sqft
Upper Floors Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	23,305 sqft (0.535 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,440 sqft
Porch	Slab
Storage Building	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	10 LAKES DR
City	MIDLAND
State	TX
Zip	79705-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDHD
Legal Description	ACRES: 0.535 BLK: 001 LOT: 10A ADDN: SADDLE CLUB LAKES SEC 2
Legal Subdivision	SADDLE CLUB LAKES
Legal Block	1
Legal Lot Number	10A
Jurisdiction	MIDLAND TX
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1014
Census Tract	10108

Owner

Source: Midland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 LAKES DR, MIDLAND, TX 79705-1929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer WEST TX ABSTRACT, WEST TEXAS ABSTRACT
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FROST BANK
Aug 17, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage DAN GUARINO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026
Deed Sale	Sep 23, 2026
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	202630127
Prior Transfer Date	Jun 16, 2006
Prior Transfer Doc	002707/216
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND TX
Recording Date	Sep 23, 2026
Property Address	10 LAKES DR, MIDLAND, TX 79705-1929
Document Number	0000030127
Instrument Date	Sep 22, 2026
Instrument	202630127
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	WEST TX ABSTRACT, WEST TEXAS ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAKES DR, MIDLAND, TX 79705-1929

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND TX
Property Address	10 LAKES DR, MIDLAND, TX 79705-1929
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	LONE STAR ABSTRACT AND TITLE COMPANY, LONE STAR ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4994 RUSTIC TRL, MIDLAND, TX 79707-1426

Mortgage

Document Number	0000004155
Date	Aug 17, 2022
Instrument	2022-24155

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2037

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MIDLAND TX
Recording Date	Aug 17, 2022
Property Address	10 LAKES DR, MIDLAND, TX 79705-1929
Document Number	0000004153
Map Reference	CAB F PG 14
Instrument Date	Aug 15, 2022
Instrument	2022-24153
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	LONE STAR ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAKES DR, MIDLAND, TX 79705-1929

Mortgage

Date	Aug 17, 2022

Lender

Name	DAN GUARINO
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000004154
Date	Aug 17, 2022
Instrument	2022-24154

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Midland County
Municipality	Midland City
Unified School District	Midland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,171,820 (+11.01%) Land $104,900 Building $1,066,920	$1,171,820 (+11.01%) Land $104,900 Building $1,066,920
2025	$13,376.00 (-8.01%) Homeowner's exemption	$1,055,560 (+1.77%) Land $104,900 Building $950,660	$1,055,560 (+1.77%) Land $104,900 Building $950,660
2024	$14,541.00 (+5.98%)
2023	$13,720.00 Homeowner's exemption	$1,037,230 Land $104,900 Building $932,330	$1,037,230 Land $104,900 Building $932,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND WATER PURIFICATION PLANT serves 157,000 people · EPA ID TX1650001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2026 Arsenic resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Net Ops Communications, Verizon.

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