10 Lafayette St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 10 Lafayette St, Amesbury, MA 01913

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,144 sqft · built 1973
Lot Size	0.493 acres (21,473 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Dec 2020)
Tax Bill	$7,359 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`AMES M:67 B:0107`

Property Details

APN / Parcel Number

Primary APN	`AMES M:67 B:0107`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,473 sqft (0.493 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 LAFAYETTE ST
City	AMESBURY
State	MA
Zip	01913-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Block	107
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	1
Census Block	1016
Census Tract	266300

Owner

10 Lafayette St is owned and occupied by an individual who bought it in December 2020.

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 LAFAYETTE ST, AMESBURY, MA 01913-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 23, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Dec 23, 2020	Quit Claim Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Nov 20, 2013 · Amount on File
Deed Book / Page	39338 / 14
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	39338-14
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	10 LAFAYETTE ST, AMESBURY, MA 01913-3817
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043198-575
Date	Jan 28, 2026
Book Page	43198/575
Instrument	20260128001860

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	10 LAFAYETTE ST, AMESBURY, MA 01913-3817
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042503-578
Date	Dec 23, 2024
Book Page	42503/578
Instrument	20241223004750

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	10 LAFAYETTE ST, AMESBURY, MA 01913-3817
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042092-287
Date	Apr 30, 2024
Book Page	42092/287
Instrument	20240430001980

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Dec 23, 2020
Property Address	10 LAFAYETTE ST, AMESBURY, MA 01913-3817
Document Number	39338-14
Book / Page	39338 / 14
Instrument Date	Dec 4, 2020
Instrument	20201223004230
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 LAFAYETTE ST, AMESBURY, MA 01913-3817

Mortgage

Document Number	201223004240
Date	Dec 23, 2020
Instrument	201223004240

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Lafayette St was $7,359, up 2.3% from the year before.

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,359.00 (+2.29%)	$489,000 (+4%) Land $266,100 Building $222,900	$531,498 (+8.78%)
2025	$7,194.00 (+5.69%)	$470,200 (+8.04%) Land $251,000 Building $219,200	$488,585
2024	$6,807.00 (+0.81%)	$435,200 (+5.32%) Land $236,800 Building $198,400
2023	$6,752.00	$413,200 Land $205,800 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Lafayette St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Lafayette St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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